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Account Services & Maintenance Online Banking/Mobile Banking Transactions Identity Theft and Fraud Privacy & Security Rates Personal & Home Lending Locations, Directions, Hours & ATMs
Account Services & Maintenance
Online Banking/Mobile Banking
Transactions
Identity Theft and Fraud
Privacy & Security
Rates
Personal & Home Lending
Locations, Directions, Hours & ATMs

How do I apply for a PPP Loan?

To make the application process easier, we have created an online portal to accept applications...

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Do you offer Home Equity Loans and Lines of Credit on investment properties?

Yes, we offer Home Equity Loans and Lines of Credit on investment properties.  We have...

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How long does the Home Equity Loan application process take?

Typically, it is taking about 4-6 weeks from application to closing for Home Equity Loans.

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Can I prepay my Home Equity loan without a penalty?

Yes, you can prepay your Home Equity loan without penalty.

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Are there any closing costs associated with your Home Equity products?

Most of our Home Equity products do not have closing costs unless the loan amount...

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What does my credit score have to be to take out a Home Equity Loan or Home Equity Line of Credit?

Our rates are tiered by credit score and depend on the product and term you...

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What is the difference between a Home Equity Loan and a Home Equity Line of Credit?

A Home Equity Loan gives you the money up front with a fixed rate and...

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Do I have to open an account with the Credit Union before I apply?

You do not have to open an account before applying for any loan. However, you...

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Why is there so much paperwork involved in a Mortgage transaction?

When you apply for a mortgage we must verify every statement made on the application...

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Can I pay my taxes on my own?

Based on your particular loan you may be able to pay your own taxes if...

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Will my Mortgage loan be sold to another lender?

We do sell and underwrite to secondary market (Fannie Mae) guidelines. However, we will service...

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What are the closing costs for a Mortgage loan?

First and foremost People's does not collect any fees for you to apply.   Closing costs...

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We live our mission every day by helping you reach your financial goals. Just because we are in the banking business, doesn’t mean we can’t see the big picture. We do. We’re here to help. It’s who we are.

Routing #: 211573151

+1 (800) 498-8930

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People’s Credit Union’s NMLS ID#: 439939
Routing #: 211573151

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