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People Helping People.

Every day since “The People’s Credit Union” began in 1922, we’ve been about “people helping people.” That means making meaningful connections with our members, so we can truly understand what you need. It means showing respect and attention to each other as employees too. Because we know our well-being directly impacts how we serve you.

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

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Banking Basics

Our easy to use resource library offers important information, education, and tools to help you make sound financial decisions.

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Mortgage with People’s Credit Union

Over the years, I have had loans with People’s Credit Union and have been very happy with the process and the results. The staff at People’s is knowledgeable, professional and communicates throughout the loan process.

C. Evans-Carbery

Frequently Asked Questions

What can we help you with today? 

Please visit our Contact Us page to learn more about all the ways you can contact People’s Credit Union. 

People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page

To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.

ATMs are located at every People’s Credit Union branch:

  • Bristol: 50 Gooding Avenue
  • Middletown: 858 West Main Road
  • Newport: 43 Memorial Boulevard
  • North Kingstown: 7490 Post Road 
  • Portsmouth: 2537 East Main Road
  • Wakefield: 150 Old Tower Hill Road

SUM® Program

Through People’s Credit Union’s membership in the SUM Program, members can use 2,700 ATMs without paying a surcharge. Not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo for a participating SUM ATM. Download the app today!

Find a SUM ATM near you.


Rhode Island Credit Union Connection

People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state.

Find a Rhode Island Credit Union Connection ATM near you.

If you are not currently a member, you can request to open a single ownership personal (checking or savings) account through our website. Please choose the account you want to open from the appropriate product page. This process can take a few business days to review and complete, and the account must be funded electronically with your existing deposit account at your current financial institution.

People’s Credit Union observes most Federal and State holidays. These include New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Independence Day, Victory Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving, and Christmas Day. We will post the specific dates in advance at our branches and on our website.

People’s Credit Union’s Routing number/ABA number is 211573151 and it can also be found at the bottom of our website. Our routing number is the same for ACH transfers, checks, and wires.