Debit Card

Payment on the go for busy lifestyles

People's Debit card gold embossed

Using your People’s Credit Union debit Mastercard is a convenient way to manage your finances because funds are deducted directly from your checking account. Having an electronic record of every transaction can be a real time-saver and makes keeping track of what you spend easy.

Your debit Mastercard is accepted at millions of merchant locations worldwide, including restaurants, hotels and online retailers. You can even use your debit Mastercard to automatically pay monthly bills.‎

Whether you use debit Mastercard to shop online, by phone or in a store, every purchase is backed by Zero Liability Protection. That means you won’t be held responsible in the event that someone makes unauthorized purchases with your card.

Access to ATMs across Rhode Island and worldwide

In addition to People’s 7 conveniently located ATMs, People’s members can access their accounts surcharge-free at SUM Network ATMs and ATMs in the Rhode Island Credit Union Connection.

Frequently Asked Questions

What can we help you with today? 

Once you have received your debit card in the mail, you would call the phone number provided on the sticker of the card and follow the prompts to activate. You should call from a phone number associated with your information that we have on file.

Applying for Overdraft Protection is easy. Please visit our Overdraft Protection page to determine which product is right for you.

You can view your account balance/s by signing into your myBanking™ profile through our website or through the PCU myMobile app. To view account activity, click on the desired account to see recent activity. You can filter by date range to see previous activity.

To manage your debit card, from your PCU myMobile app, select the “Card Controls” menu option. From there you can turn your card on and off and restrict certain types of transactions.

From your myBanking™ profile, you can select the “Manage my ATM/Debit Card” from within the Service Center. From there you can turn your card on and off and request a temporary limit increase for POS or ATM transaction withdrawals.

To submit a travel notification if you anticipate using your debit card while traveling, navigate to the “Notify PCU of My Travel Plans” link in the “Service Center” within your myBanking™ profile. From there you would input your debit card number, the start and end dates of your travel, as well as the trip details.

You can also contact the Member Service Center during normal business hours at 800.498.8930.

There is no limit to the amount that you can deposit at an ATM. The availability of those funds is limited, however. Please see our funds availability policy for more details..

Please visit our ATM locations page for a list of our branch locations and other surcharge free ATMs.

If your debit card was lost or stolen, you can restrict the card from within your myBanking™ profile under the “Manage my ATM/Debit Card” option within the “Service Center” or the “Card Controls” option in your PCU myMobile app.

You can also contact the Member Service Center at 800.498.8930. If the credit union is closed when you call, you can select option “7” from the phone menu to proceed with reporting your card lost or stolen.