| Compare Cards | ![]() People's CU Savings Secured | Local Bank One | Local Credit Union | National Bank One |
|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 6.75% | 29.24% | 29.24% | 26.24% |
| Lowest APR for Balance Transfers | 6.75% | 29.24% | 29.24% | 26.24% |
| Annual Fee | None | $25.00 | None | $12.00 |
People’s Credit Union Locations in Rhode Island
Six branches, each with a 24 hour ATM, and a Member Service Center on the phone six days a week. Find the office closest to you, check the hours, and get directions.
6Branches across Rhode Island
24 hrATM access at every branch
1922Serving members since
RI, MA, CTWhere we serve
Find Your Branch
Every branch offers full teller service, account opening, and lending help in person. Pick a location for hours, directions, and the team who works there.
BristolMiddletownNewportNorth KingstownPortsmouthWakefield

Bristol
| Mon to Thu | 8:30am to 4:30pm |
| Friday | 8:30am to 6:00pm |
| Saturday | 8:30am to 1:00pm |
50 Gooding Avenue, Bristol, RI 02809

Middletown
| Mon to Fri | 7:00am to 7:00pm |
| Saturday | 7:30am to 1:00pm |
858 West Main Road, Middletown, RI 02842

Newport
| Mon to Thu | 8:30am to 4:30pm |
| Friday | 8:30am to 6:00pm |
| Saturday | 8:30am to 1:00pm |
43 Memorial Boulevard, Newport, RI 02840

North Kingstown
| Mon to Thu | 8:30am to 4:30pm |
| Friday | 8:30am to 6:00pm |
| Saturday | 8:30am to 1:00pm |
7490 Post Road, North Kingstown, RI 02852

Portsmouth
| Mon to Thu | 8:30am to 4:30pm |
| Friday | 8:30am to 6:00pm |
| Saturday | 8:30am to 1:00pm |
2537 East Main Road, Portsmouth, RI 02871

Wakefield
| Mon to Thu | 8:30am to 4:30pm |
| Friday | 8:30am to 6:00pm |
| Saturday | 8:30am to 1:00pm |
703 Kingstown Road, Wakefield, RI 02879
Bank by Phone, Online, or at an ATM
Member Service Center
Local line 401.846.8930
Phone hours
| Mon to Fri | 7:00am to 7:00pm |
| Saturday | 8:30am to 1:00pm |
The Member Service Center opens earlier and closes later than the branches, so it covers most of the working day on either side of branch hours. Accounts, payments, and card questions are all handled over the phone.
Where You Can Bank and Borrow
Our branches are in Rhode Island, but you don’t have to live here to be a member. Residents of Rhode Island, Massachusetts, and Connecticut can open deposit accounts and apply for mortgage, home equity, auto, and personal loans.
Rhode IslandBranches, accounts, and lending
MassachusettsAccounts and lending
ConnecticutAccounts and lending
Questions About Our Locations
How many branches does People’s Credit Union have?
Six, all in Rhode Island: Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield. The Middletown office on West Main Road is the main office.
Which branch has the longest hours?
Middletown. The lobby and drive up are open 7:00am to 7:00pm Monday through Friday and 7:30am to 1:00pm on Saturday, while the other five branches open at 8:30am.
Do all the branches have a 24 hour ATM?
Yes, though the type varies. Middletown has both a lobby and a drive up ATM. Newport and Wakefield have lobby ATMs. Bristol, North Kingstown, and Portsmouth have drive up ATMs.
Which branches have safe deposit boxes?
Middletown, Newport, North Kingstown, Portsmouth, and Wakefield. Call the branch you have in mind to check on availability before you visit.
What are the Member Service Center hours?
Monday through Friday from 7:00am to 7:00pm, and Saturday from 8:30am to 1:00pm. Reach it at 800.498.8930 or 401.846.8930.
Can I bank with People’s Credit Union if I live outside Rhode Island?
Yes. Massachusetts and Connecticut residents can open deposit accounts and apply for mortgages, home equity loans, auto loans, and personal loans. Our branches and in-person service are in Rhode Island.

