Mortgage & Home Equity Rates

Effective as of 05.22.2022

Featured Mortgage

Fixed Rate

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*3.99%04.25%$739.19**
20 Year Fixed Rate*4.625%04.84%$639.42**
30 Year Fixed Rate*4.875%05.04%$529.21**

Step Into Your First Home Mortgage

First Time Home Buyer Program

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
Year 1*4.125%05.04%$484.65
Year 2*4.375%05.04%$499.29
Year 3*4.625%05.04%$514.14
Year 4-30*4.875%05.04%$529.21

Adjustable Rate

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
5/1 ARM*3.75%
/
375%*
Months 1-60
/
Months 61-360
0$463.124.37%
7/1 ARM*3.875%
/
3.875%*
Months 1-84
/
Months 85-360
0$470.244.35%
10/1 ARM**4.25%
/
4.25%**
Months 1-120
/
Months121-360
0$491.944.49%

Effective as of 05.22.2022

Fixed Rates

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*3.99%04.25%$739.19**
20 Year Fixed Rate*4.625%04.84%$639.42**
30 Year Fixed Rate*4.875%05.04%$529.21**

Adjustable Rates

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
5/1 ARM*3.75%
/
375%*
Months 1-60
/
Months 61-360
0$463.124.37%
7/1 ARM*3.875%
/
3.875%*
Months 1-84
/
Months 85-360
0$470.244.35%
10/1 ARM**4.25%
/
4.25%**
Months 1-120
/
Months121-360
0$491.944.49%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Home Equity Line of Credit

Effective as of 05.22.2022

Home Equity Line of Credit

ProductInterest RatePointsAPR*
Home Equity Line of Credit4.00%04.00%

Fixed Rate Home Equity Loans

Effective as of 05.22.2022

Home Equity Loan

Fixed Rate, First Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
*10 Years3.75%03.75%$10.01
**10 Years4.00%04.00%$10.12

Home Equity Loan

Fixed Rate, Second Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
Up to 8 Years3.99%03.99%$12.18
10 years4.375%04.375%$10.30
15 Years4.75%04.75%$7.78
20 Years5.50%05.50%$6.88

Effective as of 05.22.2022

ProductInterest Rate TERMPOINTSMONTHLY PAYMENT PER $100,000APR**
Construction to Permanent Fixed Rate5.125%0.50$544.495.25%
Land Loan Rates quoted individually - Call for rate