Mortgage & Home Equity Rates

Active as of 05.25.2024

ProductInterest RatePointsAPR*Apply
15 Year Fixed Rate6.50%06.64%Apply Now
20 Year Fixed Rate6.50%06.61%Apply Now
30 Year Fixed Rate6.75%06.84%Apply Now

Adjustable Rate Mortgage

ProductInterest RatePointsAPR*Apply
10/1 ARM6.625%07.04%Apply Now
7/1 ARM6.50%07.12%Apply Now
5/1 ARM6.375%07.15%Apply Now

Active as of 05.25.2024

First Time Home Buyer Mortgage

ProductInterest RatePointsAPR*
Year 1*6.00%06.84%
Year 2*6.25%06.84%
Year 3*6.50%06.84%
Year 4-30*6.75%06.84%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Construction and Land Loans

Active as of 05.25.2024

ProductInterest Rate POINTSAPR*
Construction to Permanent Fixed Rate6.75%.506.82%
Land Loan Rates quoted individually - Call for rate

Home Equity Line of Credit

Active as of 05.25.2024

Centennial Home Equity Line of Credit

First and Second Position

ProductInterest RatePointsAPR*Apply Now
Primary Residence7.50%07.50%Apply Now
Second Home
8.00%08.00%Apply Now
Investment Property8.50%08.50%Apply Now

Home Equity Loans

Active as of 05.25.2024

Fixed Rate Home Equity Loan

First and Second Position

ProductInterest RatePointsAPR*Apply Now
10 Years
Primary Residence6.875%06.875%Apply Now
Second Home
7.375%07.375%Apply Now
Investment Property7.875%07.875%Apply Now
15 Years
Primary Residence6.99%06.99%Apply Now
Second Home
7.49%07.49%Apply Now
Investment Property7.99%07.99%Apply Now
20 Years
Primary Residence7.49%07.49%Apply Now
Second Home
7.99%07.99%Apply Now
Investment Property8.49%08.49%Apply Now