Mortgage & Home Equity Rates

Active as of 02.27.2024

ProductInterest RatePointsAPR*Apply
15 Year Fixed Rate6.25%06.39%Apply Now
20 Year Fixed Rate6.50%06.61%Apply Now
30 Year Fixed Rate6.625%06.71%Apply Now

Adjustable Rate Mortgage

ProductInterest RatePointsAPR*Apply
10/1 ARM6.50%06.88%Apply Now
7/1 ARM6.375%06.94%Apply Now
5/1 ARM6.25%06.95%Apply Now

First Time Home Buyer Mortgage

ProductInterest RatePointsAPR*
Year 1*5.875%06.71%
Year 2*6.125%06.71%
Year 3*6.375%06.71%
Year 4-30*6.625%06.71%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Construction and Land Loans

Active as of 02.27.2024

ProductInterest Rate POINTSAPR*
Construction to Permanent Fixed Rate6.625%.506.69%
Land Loan Rates quoted individually - Call for rate

Home Equity Line of Credit

Active as of 02.27.2024

Centennial Home Equity Line of Credit

First and Second Position

ProductInterest RatePointsAPR*Apply Now
Primary Residence7.50%07.50%Apply Now
Second Home
8.00%08.00%Apply Now
Investment Property8.50%08.50%Apply Now

Home Equity Loans

Active as of 02.27.2024

Fixed Rate Home Equity Loan

First and Second Position

ProductInterest RatePointsAPR*Apply Now
10 Years
Primary Residence7.00%07.00%Apply Now
Second Home
7.50%07.50%Apply Now
Investment Property8.00%08.00%Apply Now
15 Years
Primary Residence7.25%07.25%Apply Now
Second Home
7.75%07.75%Apply Now
Investment Property8.25%08.25%Apply Now
20 Years
Primary Residence7.74%07.74%Apply Now
Second Home
8.24%08.24%Apply Now
Investment Property8.74%08.74%Apply Now