Mortgage & Home Equity Rates

Active as of 10.03.2023

ProductInterest RatePointsAPR*Apply
15 Year Fixed Rate*6.875%07.02%Apply Now
20 Year Fixed Rate*7.00%07.12%Apply Now
30 Year Fixed Rate*7.25%07.35%Apply Now

ProductInterest RatePointsAPR*Apply
10/1 ARM6.625% 07.12%Apply Now
7/1 ARM6.50% 07.23%Apply Now
5/1 ARM6.375% 07.29%Apply Now

First Time Home Buyer Program

ProductInterest RatePointsAPR*
Year 1*6.50%07.35%
Year 2*6.75%07.35%
Year 3*7.00%07.35%
Year 4-30*7.25%07.35%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Construction and Land Loans

Active as of 10.03.2023

ProductInterest Rate POINTSAPR*
Construction to Permanent Fixed Rate7.25%.507.33%*
Land Loan Rates quoted individually - Call for rate

Home Equity Line of Credit

Active as of 10.03.2023

Centennial Home Equity Line of Credit

First and Second Position

ProductInterest RatePointsAPR*Apply Now
Primary Residence7.50%07.50%Apply Now
Second Home
8.00%08.00%Apply Now
Investment Property8.50%08.50%Apply Now

Home Equity Loans

Active as of 10.03.2023

Fixed Rate Home Equity Loan

First and Second Position

ProductInterest RatePointsAPR*Apply Now
10 Years
Primary Residence6.50%06.50%Apply Now
Second Home
7.00%07.00%Apply Now
Investment Property7.50%07.50%Apply Now
15 Years
Primary Residence6.75%06.75%Apply Now
Second Home
7.25%07.25%Apply Now
Investment Property7.75%07.75%Apply Now
20 Years
Primary Residence7.50%07.50%Apply Now
Second Home
8.00%08.00%Apply Now
Investment Property8.50%08.50%Apply Now