Mortgage & Home Equity Rates

Active as of 09.18.2021

Featured Mortgage

Fixed Rate

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*2.375%02.55%$660.92**
20 Year Fixed Rate*2.75%02.89%$542.17**
30 Year Fixed Rate*2.875%02.98%$414.89**

Step Into Your First Home Mortgage

First Time Home Buyer Program

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
Year 1*2.125%02.98%$375.90
Year 2*2.375%02.98%$388.65
Year 3*2.625%02.98%$401.65
Year 4-30*2.875%02.98%$414.89

Featured Mortgage

Adjustable Rate

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
3/1 ARM*2.00%
/
2.00%**
Months 1-36
/
Months 37-360
0$369.622.09%
5/1 ARM*2.50%
/
2.50%**
Months 1-60
/
Months 61-360
0$395.122.67%
7/1 ARM*2.75%
/
2.75%**
Months 1-84
/
Months 85-360
0$408.242.85%
10/1 ARM*2.875%
/
2.875%**
Months 1-120
/
Months121-360
0$414.892.98%

Active as of 09.18.2021

Fixed Rates

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*2.375%02.55%$660.92**
20 Year Fixed Rate*2.75%02.89%$542.17**
30 Year Fixed Rate*2.875%02.98%$414.89**

Featured Refinancing

Adjustable Rates

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
3/1 ARM*2.00%
/
2.00%**
Months 1-36
/
Months 37-360
0$369.622.09%
5/1 ARM*2.50%
/
2.50%**
Months 1-60
/
Months 61-360
0$395.122.67%
7/1 ARM*2.75%
/
2.75%**
Months 1-84
/
Months 85-360
0$408.242.85%
10/1 ARM*2.875%
/
2.875%**
Months 1-120
/
Months121-360
0$414.892.98%
PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Home Equity Line of Credit

Active as of 09.18.2021

Home Equity Line of Credit

ProductInterest RatePointsAPR*
Home Equity Line of Credit3.25%03.25%

Fixed Rate Home Equity Loans

Active as of 09.18.2021

Home Equity Loan

Fixed Rate, First Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
*10 Years2.25%02.25%$9.31
**10 Years2.75%02.75%$9.54

Home Equity Loan

Fixed Rate, Second Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
Up to 8 Years3.75%03.75%$12.07
10 years4.00%04.00%$10.12
15 Years4.50%04.50%$7.65
20 Years5.25%05.25%$6.74

Active as of 09.18.2021

ProductInterest Rate TERMPOINTSMONTHLY PAYMENT PER $100,000APR**
Construction to Permanent Fixed Rate3.25%0.50$435.213.354%
Land Loan Rates quoted individually - Call for rate