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Auto & Personal Loan Rates

Rates/Auto & Personal Loan Rates

Auto Loans

Active as of 01.18.2026

Auto Loans

Model Years 2024-2026

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ProgramTermAPR*Apply
2024-202663 Months 5.49%Apply Now
2024-202666 Months5.49%Apply Now
2024-202675 Months5.74%Apply Now
2024-202684** Months6.74%Apply Now

DISCLOSURES*

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. **Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.

  • 2024-2026 Auto Loan (5.49% APR): 63 monthly payments of $18.31 per $1,000 borrowed.
  • 2024-2026 Auto Loan (5.49% APR): 66 monthly payments of $17.59 per $1,000 borrowed.
  • 2024-2026 Auto Loan (5.74% APR): 75 monthly payments of $15.90 per $1,000 borrowed.
  • 2024-2026 Auto Loan (6.74% APR): 84 monthly payments of $14.97 per $1,000 borrowed.

Auto Loans

Model Years 2016-2023

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ProgramTermAPR*Apply
2022-202363 Months5.74%Apply Now
2022-202366 Months5.74%Apply Now
2022-202375 Months5.99%Apply Now
2019-202166 month5.99%Apply Now
2019-202175 month6.24%Apply Now
2016-201866 months7.00%Apply Now

DISCLOSURES*

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rates include a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from a People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
  • 2022-2023 Auto Loan (5.74% APR): 63 monthly payments of $18.42 per $1,000 borrowed.
  • 2022-2023 Auto Loan (5.74% APR): 66 monthly payments of $17.70 per $1,000 borrowed.
  • 2022-2023 Auto Loan (5.99% APR): 75 monthly payments of $16.02 per $1,000 borrowed.
  • 2019-2021 Auto Loan (5.99% APR): 66 monthly payments of $17.82 per $1,000 borrowed.
  • 2019-2021 Auto Loan (6.24% APR): 66 monthly payments of $16.14 per $1,000 borrowed.
  • 2016-2018 Auto Loan (7.00% APR): 66 monthly payments of $18.30 per $1,000 borrowed.

Motorcycle Loans

Model Years 2016-2024

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ProgramTermAPR*Apply
2021-202460 Months7.49%Apply Now
2019-202072 Months7.99%Apply Now

DISCLOSURES*

*Annual Percentage Rate (APR) is lowest available and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 90%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.
  • 2021-2024 Motorcycle Loan (7.49% APR): 60 monthly payments of $20.04 per $1,000 borrowed.
  • 2019-2020 Motorcycle Loan (7.99% APR): 72 monthly payments of $17.53 per $1,000 borrowed.

Personal Loans

Active as of 01.18.2026

Personal Loan

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ProductAPR* as low asApply
Any Purpose Loan9.99%Apply Now

DISCLOSURES*

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of loan: $15,000.
  • Any Purpose Loan (9.99% APR): 24 monthly payments of $46.14 per $1,000 borrowed.

Personal Line of Credit

Adjustable Rate

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ProductAPR* as low asApply
Line of Credit14.75%Apply Now

DISCLOSURES*

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR based on a credit score of 700 or higher. Other rates available based on creditworthiness. Maximum amount of line: $15,000.
  • Any Purpose Loan (15.25% APR): varies per $1,000 borrowed.