All Rates

Deposit Rates

Active as of 02.03.2023

Personal Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
myFree Checking$25.00n/an/aOpen Now
myPrime Checking$25.00n/an/aOpen Now
Max Yield Checking**$25.00$1,500.00.10%Open Now
$0.01.05%
myDirect Interest Checking***$25.00$0.01.05%Open Now
Student Checking$25.00n/an/aOpen Now
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Personal Saving Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Save myChange**$5.00$5,000.00.05%Contact Us
$0.01.50%
Basic Savings$5.00$0.01.05%Open Now
Personal Money Market***$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Max Yield Money Market****$2,500.00$500,000.001.00%Contact Us
$50,000.002.50%
$2,500.001.50%
Individual Retirement Statement Savings$100.00$100.00.05%Contact Us
Holiday Club Savings$1.00$0.01.05%Contact Us
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ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Interest Checking^$25.00$0.01.05%
$5,000.00.10%
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Business Savings Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Savings Account$5.00$100.00.05%
Business Money Market**$2,500.00$75,000.00.25%
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
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Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
3 Months$500.00$500.00.10%
6 Months$500.00$500.001.50%
9 Months$500.00$500.00.20%
11 Months$500.00$500.004.00%
12 Months$500.00$500.001.50%
18 Months$500.00$500.003.51%
24 Months$500.00$500.00.35%
30 Months$500.00$500.00.40%
36 Months$500.00$500.00.45%
48 Months$500.00$500.00.55%
60 Months$500.00$500.00.65%
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Personal & Auto Loans

Active as of 02.03.2023

Auto Loans

New Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2020-202366 Months4.80%$17.27Apply Now
Model Years 2020-202375 Months5.30%$15.69
Apply Now
Model Years 2022-202384** Months6.74%$14.97Apply Now

Auto Loans

Used Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2018-201966 Months5.50%$17.59Apply Now
Model Years 2018-201975 Months6.50%$16.26Apply Now
Model Years 201766 Months6.00%$17.83Apply Now
Model Years 201772 Months7.00%$17.05Apply Now
Model Years 2015-201648 Months6.74%$23.83Apply Now
Model Years 2015-201660 Months7.74%$20.15Apply Now
Model Years 201448 Months11.75%$26.21Apply Now

Motorcycle Loans

New & Used

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2016-202160 Months5.99%$19.33Apply Now
Model Years 2016-202172 Months7.49%$17.29Apply Now
Model Years 2011-201548 Months7.99%$24.41Apply Now

Energy Loan

ProductAPR* as low asMonthly Payment per
$1,000 Borrowed
for 48 Months
Apply
Energy Loan7.99%$24.41Apply Now

Heating Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 12 Months
Apply
Home Fuel Loan5.00%$85.61Apply Now

Personal Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 24 Months
Apply
Any Purpose Loan9.99%$46.14Apply Now

Personal Line of Credit

Adjustable Rate

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
Apply
Line of Credit9.25%VariesApply Now

Mortgage & Home Equity Rates

Active as of 02.03.2023

Fixed Rate

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*4.625%04.88%$771.40**
20 Year Fixed Rate*5.125%05.33%$666.88**
30 Year Fixed Rate*5.375%05.53%$559.97**

Fixed Rates

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*4.625%04.88%$771.40**
20 Year Fixed Rate*5.125%05.33%$666.88**
30 Year Fixed Rate*5.375%05.53%$559.97**

Adjustable Rates

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
5/1 ARM*5.375%
/
5.375%*
Months 1-60
/
Months 61-360
0$559.976.77%
7/1 ARM*5.375%
/
5.375%*
Months 1-84
/
Months 85-360
0$559.976.58%
10/1 ARM**5.75%
/
5.75%**
Months 1-120
/
Months121-360
0$583.576.55%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Home Equity Line of Credit

ProductInterest RatePointsAPR*
Home Equity Line of Credit7.50%07.50%

Home Equity Loan

Fixed Rate, First Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
*10 Years5.00%05.00%$10.61
**10 Years5.25%05.25%$10.73

Home Equity Loan

Fixed Rate, Second Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
Up to 8 Years5.375%05.375%$12.84
10 years5.375%05.375%$10.55
15 Years5.75%05.75%$8.10
20 Years6.375%06.375%$7.38
ProductInterest Rate TERMPOINTSMONTHLY PAYMENT PER $100,000APR**
Construction to Permanent Fixed Rate5.625%0.50$468.755.17%
Land Loan Rates quoted individually - Call for rate