All Rates

Deposit Rates

Effective as of 05.22.2022

Personal Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
myFree Checking$25.00n/an/aOpen Now
myPrime Checking$25.00n/an/aOpen Now
Max Yield Checking**$25.00$1,500.00.10%Open Now
$0.01.05%
myDirect Interest Checking***$25.00$0.01.05%Open Now
Student Checking$25.00n/an/aOpen Now
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Personal Saving Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Save myChange**$5.00$5,000.00.05%Contact Us
$0.01.50%
Basic Savings$5.00$0.01.05%Open Now
Personal Money Market***$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Individual Retirement Statement Savings$100.00$100.00.05%Contact Us
Holiday Club Savings$1.00$0.01.05%Contact Us
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ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Interest Checking^$25.00$0.01.05%
$5,000.00.10%
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Business Savings Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
Business Savings Account$5.00$100.00.05%
Business Money Market**$2,500.00$75,000.00.25%
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
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Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*
3 Months$500.00$500.00.10%
6 Months$500.00$500.00.15%
9 Months$500.00$500.00.20%
12 Months$500.00$500.00.25%
18 Months$500.00$500.00.30%
24 Months$500.00$500.00.35%
30 Months$500.00$500.00.40%
36 Months$500.00$500.00.45%
48 Months$500.00$500.00.55%
60 Months$500.00$500.00.65%
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Personal & Auto Loans

Effective as of 05.22.2022

Auto Loans

New Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2019-202260 Months2.35%$19.12Apply Now
Model Years 2019-202266 Months2.35%$16.17Apply Now
Model Years 2019-202275 Months2.59%$14.46
Apply Now
Model Years 2019-202284** Months3.99%$13.66Apply Now

Auto Loans

Used Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2017-201866 Months2.69%$16.32Apply Now
Model Years 2017-201875 Months3.24%$14.75Apply Now
Model Years 201666 Months3.80%$16.81Apply Now
Model Years 201672 Months4.29%$15.78Apply Now
Model Years 201548 Months3.80%$22.49Apply Now
Model Years 201460 Months4.29%$18.55Apply Now
Model Years 2013-201448 Months4.29%$22.71Apply Now
Model Years 2013-201460 Months4.55%$18.67Apply Now
Model Years 201248 Months6.05%$23.51Apply Now

Motorcycle Loans

New & Used

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2016-202160 Months5.99%$19.33Apply Now
Model Years 2016-202172 Months7.49%$17.29Apply Now
Model Years 2011-201548 Months7.99%$24.41Apply Now

Energy Loan

ProductAPR* as low asMonthly Payment per
$1,000 Borrowed
for 48 Months
Apply
Energy Loan7.99%$24.41Apply Now

Heating Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 12 Months
Apply
Home Fuel Loan5.00%$85.61Apply Now

Personal Loan

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
for 24 Months
Apply
Any Purpose Loan9.99%$46.14Apply Now

Personal Line of Credit

Adjustable Rate

ProductAPR* as low asMonthly Payment Per
$1,000 Borrowed
Apply
Line of Credit9.25%VariesApply Now

Mortgage & Home Equity Rates

Effective as of 05.22.2022

Featured Mortgage

Fixed Rate

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*3.99%04.25%$739.19**
20 Year Fixed Rate*4.625%04.84%$639.42**
30 Year Fixed Rate*4.875%05.04%$529.21**

Fixed Rates

ProductInterest RatePointsAPR*Monthly Payments
Per $100,000
15 Year Fixed Rate*3.99%04.25%$739.19**
20 Year Fixed Rate*4.625%04.84%$639.42**
30 Year Fixed Rate*4.875%05.04%$529.21**

Adjustable Rates

ProductInterest RateTermPointsMonthly Payment
per $100,000
APR**
5/1 ARM*3.75%
/
375%*
Months 1-60
/
Months 61-360
0$463.124.37%
7/1 ARM*3.875%
/
3.875%*
Months 1-84
/
Months 85-360
0$470.244.35%
10/1 ARM**4.25%
/
4.25%**
Months 1-120
/
Months121-360
0$491.944.49%

PRODUCTINTEREST RATE TERM POINTSMONTHLY PAYMENT
PER $100,000
APR**
5 TO 1 ARM 2.875%/2.875%Months 1-60/Months 61-3600$414.892.97%
7 TO 1 ARM 2.875%/2.875%Months 1-84/Months 85-3600$414.892.97%
10 TO 1 ARM 3.25%/3.25%Months 1-120/Months 121-3600$435.213.35%

Home Equity Line of Credit

ProductInterest RatePointsAPR*
Home Equity Line of Credit4.00%04.00%

Home Equity Loan

Fixed Rate, First Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
*10 Years3.75%03.75%$10.01
**10 Years4.00%04.00%$10.12

Home Equity Loan

Fixed Rate, Second Position

ProductInterest RatePointsAPR*Monthly Payment Per
$1,000 Borrowed
Up to 8 Years3.99%03.99%$12.18
10 years4.375%04.375%$10.30
15 Years4.75%04.75%$7.78
20 Years5.50%05.50%$6.88
ProductInterest Rate TERMPOINTSMONTHLY PAYMENT PER $100,000APR**
Construction to Permanent Fixed Rate5.125%0.50$544.495.25%
Land Loan Rates quoted individually - Call for rate