All Rates

Deposit Rates

Active as of 02.28.2024

Personal Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
myFree Checking$25.00n/an/aOpen Now
myPrime Checking$25.00n/an/aOpen Now
Max Yield Checking**$25.00$1,500.00.10%Open Now
$0.01.05%
myDirect Interest Checking***$25.00$0.01.05%Open Now
Student Checking$25.00n/an/aOpen Now


Personal Saving Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Save myChange**$5.00$5,000.00.05%Contact Us
$0.01.50%
Basic Savings$5.00$0.01.05%Open Now
Personal Money Market***$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Max Yield Money Market****$2,500.00$500,000.003.00%Contact Us
$50,000.003.00%
$2,500.003.00%
Individual Retirement Statement Savings$100.00$100.00.05%Contact Us
Holiday Club Savings$1.00$0.01.05%Contact Us

Business Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Business Interest Checking^$25.00$0.01.05%Contact Us
$5,000.00.10%
Free Business Checking$25.00n/an/aContact Us

Business Savings Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Business Savings Account$5.00$100.00.05%Contact Us
Business Money Market**$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.15%
$2,500.00.10%
Business Max Yield Money Market***$2,500.00$500,000.003.00%Contact Us
$50,000.003.00%
$2,500.003.00%

Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
3 Months$500.00$500.00.10%Contact Us
6 Months$500.00$500.003.75%Contact Us
7 Months$500.00$500.004.50%Open Now
9 Months$500.00$500.003.00%Contact Us
10 Months$500.00$500.004.00%Open Now
12 Months$500.00$500.003.00%Contact Us
15 Months$500.00$500.003.25%Contact Us
18 Months$500.00$500.003.51%Contact Us
24 Months$500.00$500.00.35%Contact Us
30 Months$500.00$500.00.40%Contact Us
36 Months$500.00$500.00.45%Contact Us
48 Months$500.00$500.00.55%Contact Us
60 Months$500.00$500.00.65%Contact Us

Auto & Personal Loans

Active as of 02.28.2024

Auto Loans

Model Years 2021-2024

ProgramTermAPR*Apply
2021- 202463 Months 6.10%Apply Now
2021-202466 Months6.24%Apply Now
2021-202472 Months6.34%Apply Now
2021-202475 Months6.34%Apply Now
2021-202484** Months7.60%Apply Now

Auto Loans

Model Years 2015-2020

ProgramTermAPR*Apply
2019-202063 Months6.24%Apply Now
2019-202066 Months6.24%Apply Now
2019-202072 Months6.74%Apply Now
2019-202075 Months6.74%Apply Now
2017-201863 Months6.74%Apply Now
2017-201866 Months7.00%Apply Now
2017-201872 Months7.25%Apply Now
2015-201660 Months7.74%Apply Now

Motorcycle Loans

Model Years 2016-2024

ProgramTermAPR*Apply
2020-202460 Months6.99%Apply Now
2018-201960 Months7.49%Apply Now
2016-201760 Months7.99%Apply Now

Personal Loan

ProductAPR* as low asApply
Any Purpose Loan9.99%Apply Now

Personal Line of Credit

Adjustable Rate

ProductAPR* as low asApply
Line of Credit9.25%Apply Now

Mortgage & Home Equity Rates

Active as of 02.28.2024

ProductInterest RatePointsAPR*Apply
15 Year Fixed Rate6.25%06.39%Apply Now
20 Year Fixed Rate6.50%06.61%Apply Now
30 Year Fixed Rate6.625%06.71%Apply Now

Adjustable Rate Mortgage

ProductInterest RatePointsAPR*Apply
10/1 ARM6.50%06.88%Apply Now
7/1 ARM6.375%06.94%Apply Now
5/1 ARM6.25%06.95%Apply Now

First Time Home Buyer Mortgage

ProductInterest RatePointsAPR*
Year 1*5.875%06.71%
Year 2*6.125%06.71%
Year 3*6.375%06.71%
Year 4-30*6.625%06.71%
ProductInterest Rate POINTSAPR*
Construction to Permanent Fixed Rate6.625%.506.69%
Land Loan Rates quoted individually - Call for rate

Centennial Home Equity Line of Credit

First and Second Position

ProductInterest RatePointsAPR*Apply Now
Primary Residence7.50%07.50%Apply Now
Second Home
8.00%08.00%Apply Now
Investment Property8.50%08.50%Apply Now

Fixed Rate Home Equity Loan

First and Second Position

ProductInterest RatePointsAPR*Apply Now
10 Years
Primary Residence7.00%07.00%Apply Now
Second Home
7.50%07.50%Apply Now
Investment Property8.00%08.00%Apply Now
15 Years
Primary Residence7.25%07.25%Apply Now
Second Home
7.75%07.75%Apply Now
Investment Property8.25%08.25%Apply Now
20 Years
Primary Residence7.74%07.74%Apply Now
Second Home
8.24%08.24%Apply Now
Investment Property8.74%08.74%Apply Now