All Rates

Deposit Rates

Active as of 02.12.2025

Personal Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
myFree Checking$25.00n/an/aOpen Now
myPrime Checking$25.00n/an/aOpen Now
Max Yield Checking**$25.00$1,500.00.10%Open Now
$0.01.05%
myDirect Interest Checking***$25.00$0.01.05%Open Now
Student Checking$25.00n/an/aOpen Now


Personal Saving Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Save myChange**$5.00$5,000.00.05%Contact Us
$0.01.50%
Basic Savings$5.00$0.01.05%Open Now
Personal Money Market***$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.10%
$2,500.00.05%
Max Yield Money Market****$2,500.00$500,000.003.00%Contact Us
$50,000.003.00%
$2,500.003.00%
Individual Retirement Statement Savings$100.00$100.00.05%Contact Us
Holiday Club Savings$1.00$0.01.05%Contact Us

Business Checking Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Business Interest Checking^$25.00$0.01.05%Contact Us
$5,000.00.10%
Free Business Checking$25.00n/an/aContact Us

Business Savings Accounts

ProductMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
Business Savings Account$5.00$100.00.05%Contact Us
Business Money Market**$2,500.00$75,000.00.25%Contact Us
$50,000.00.15%
$25,000.00.15%
$2,500.00.10%
Business Max Yield Money Market***$2,500.00$500,000.003.00%Contact Us
$50,000.003.00%
$2,500.003.00%

Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
3 Months$500.00$500.00.10%Contact Us
6 Months$500.00$500.003.50%Contact Us
7 Months$500.00$500.004.00%Open Now
9 Months$500.00$500.003.00%Open Now
10 Months$500.00$500.003.75%Open Now
12 Months$500.00$500.003.00%Contact Us
15 Months$500.00$500.003.25%Contact Us
18 Months$500.00$500.003.51%Open Now
24 Months$500.00$500.003.50%Contact Us
30 Months$500.00$500.00.40%Contact Us
36 Months$500.00$500.00.45%Contact Us
48 Months$500.00$500.00.55%Contact Us
60 Months$500.00$500.00.65%Contact Us

Credit Cards

Credit Card Rates

ProductPromotional APR for Purchases Lowest APR for PurchasesLowest APR for BalancesAnnual FeeApply
Low-Rate0.00%13.24%13.24%NoneApply Now
Rewards0.00%16.74%16.74%NoneApply Now
Savings Secured0.00%7.50%7.50%NoneApply Now

Auto & Personal Loans

Active as of 02.12.2025

Auto Loans

Model Years 2022-2025

ProgramTermAPR*Apply
2022-202563 Months 5.20%Apply Now
2022-202566 Months5.34%Apply Now
2022-202572 Months5.50%Apply Now
2022-202575 Months5.50%Apply Now
2022-202584** Months6.74%Apply Now

Auto Loans

Model Years 2019-2021

ProgramTermAPR*Apply
2019-202163 Months5.50%Apply Now
2019-202166 Months5.74%Apply Now
2019-202172 Months5.74%Apply Now
2019-202175 Months5.74%Apply Now
2016-201863 Months6.24%Apply Now
2016-201866 Months6.24%Apply Now
201560 Months9.24%Apply Now

Motorcycle Loans

Model Years 2016-2024

ProgramTermAPR*Apply
2021-202460 Months7.49%Apply Now
2019-202072 Months7.99%Apply Now

Personal Loan

ProductAPR* as low asApply
Any Purpose Loan9.99%Apply Now

Personal Line of Credit

Adjustable Rate

ProductAPR* as low asApply
Line of Credit14.75%Apply Now

Mortgage & Home Equity Rates

Active as of 02.12.2025

Rate Reduction Mortgage

Product Interest RatePointsAPR*Apply
30-Year Fixed Rate6.625%06.711%Apply Now

ProductInterest RatePointsAPR*Apply
15 Year Fixed Rate6.375%06.512%Apply Now
20 Year Fixed Rate6.500%06.612%Apply Now
30 Year Fixed Rate6.625%06.711%Apply Now

Adjustable Rate Mortgage

ProductInterest RatePointsAPR*Apply
10/1 ARM6.375%06.584%Apply Now
7/1 ARM6.250%06.573%Apply Now
5/1 ARM6.125%06.533%Apply Now

Active as of 02.12.2025

First Time Home Buyer Mortgage

ProductInterest RatePointsAPR*
Year 1*5.875%06.620%
Year 2*6.125%06.620%
Year 3*6.375%06.620%
Year 4-30*6.625%06.620%
ProductInterest Rate POINTSAPR*
Construction to Permanent Fixed Rate6.625%.506.694%
Land Loan Rates quoted individually - Call for rate

Centennial Home Equity Line of Credit

First and Second Position

ProductInterest RatePointsAPR*Apply Now
Primary Residence6.50%06.50%Apply Now
Second Home
7.00%07.00%Apply Now
Investment Property7.50%07.50%Apply Now

Fixed Rate Home Equity Loan

First and Second Position

ProductInterest RatePointsAPR*Apply Now
10 Years
Primary Residence6.750%06.750%Apply Now
Second Home
7.250%07.250%Apply Now
Investment Property7.750%07.750%Apply Now
15 Years
Primary Residence7.000%07.000%Apply Now
Second Home
7.500%07.500%Apply Now
Investment Property8.000%08.000%Apply Now
20 Years
Primary Residence7.250%07.250%Apply Now
Second Home
7.750%07.750%Apply Now
Investment Property8.250%08.250%Apply Now