Insurance protection is part of a solid financial plan:
From getting a good rate on coverage for your car to making sure your life insurance is adequate, dependable insurance coverage ensures financial relief when you need it. And along the way, you’ll take comfort in knowing you’re protected.
Accidental Death & Dismemberment
A serious or fatal accident could change your family’s life in a heartbeat. In fact, accidents are the third leading cause of death for people of all ages.*
That’s why you’re entitled to $1,000 of no-cost TruStage® Accidental Death & Dismemberment Insurance—an exclusive member benefit fully paid for by People’s Credit Union.
You can enroll in your no-cost coverage in just a few minutes. If you choose, additional insurance is available for you or your entire family at budget-friendly rates. Your acceptance is guaranteed—with no health questions or medical exam.
Since accidents can happen anytime, there’s no better time to help protect the people who matter most.
*Accident statistic from National Safety Council “Injury Facts,” 2018. TruStage® Accidental Death & Dismemberment Insurance is made available through TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, PO Box 61, Waverly, IA 50677‑0061. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Base Policy Series E10a-015-2012, E10a-014-2012, E10a-ADD-2012 and 2018-ADD-POL© 2020 TruStage Insurance Agency. ADI-2951070.1
TruStage® Auto & Home Insurance Program
Designed for credit union members like you, the TruStage® Auto & Home Insurance Program provides affordable top-quality protection. You could enjoy discounted rates combined with online convenience and 24/7 claims service.
TruStage® Auto & Home Insurance Program is made available by TruStage. Coverage provided and underwritten by Liberty Mutual® Insurance and its affiliates, 175 Berkeley Street, Boston, MA 02116 USA © 2020 Liberty Mutual® Insurance. To the extent permitted by law, applicants are individually underwritten; not all applicants may qualify. A consumer report from a consumer reporting agency and/or motor vehicle report will be obtained on all drivers listed on your policy where state laws and regulations allow. Please consult your policy for specific coverages and limitations. The insurance offered is not a deposit, and is not federally insured, sold or guaranteed by your credit union. Your credit union enables this insurance program to be offered and is entitled to compensation from TruStage Insurance Agency, LLC, PO Box 61, Waverly IA 50677-0061. Individual premiums and savings will vary. *Discounts are not available in all states and discounts vary by state. © 2020 TruStage Insurance Agency AUT-2948937.1
Debt Protection with Life Plus
Life can be wonderful. But it can also get complicated when unexpected things happen. Protecting your loan balance or loan payments against [death, disability or involuntary unemployment] could help protect your finances. Life Plus adds protection for financially-stressful life events such as accidental dismemberment, terminal illness, hospitalization, family medical leave, and the loss of life of a non-protected dependent.
It’s easy to apply for Debt Protection with Life Plus. It’s voluntary and won’t affect your loan approval. Call People’s Credit Union at 800.498.8930 and ask about protecting your loan today.
Your purchase of Debt Protection with Life Plus is optional and will not affect your application for credit or the terms of any credit agreement required to obtain a loan. Certain eligibility requirements, conditions, and exclusions may apply. Please contact your loan representative, or refer to the Member Agreement for a full explanation of the terms. You may cancel the protection at any time. If you cancel protection within 30 days you will receive a full refund of any fee paid.
Guaranteed Asset Protection (GAP)
We make it easy to do the right thing for your family
Guaranteed Asset Protection (GAP) is designed to eliminate your unpaid auto loan balance in the event your vehicle is totaled or stolen. GAP supplements, but does not replace, your primary auto insurance coverage. GAP is designed for all drivers, whether your finance a new or used vehicle. It may even cover your insurance deductible – up to $1,000 – as part of your claim settlement. And, the cost of GAP can be financed with your loan!
We make it easy to do the right thing for your family
You’ve always done what’s right for the ones you love. Making sure you help protect them financially if you pass away is one more way to show you care.
TruStage® Life Insurance can be a simple, affordable way to help protect your family. It can provide your loved ones with money to help pay for things like mortgage or rent payments, day to day bills, or medical and funeral bills.
TruStage makes it easy to compare insurance and explore your options—so you can make the right choice for your family. We can help you:
TruStage® is underwritten by CMFG Life Insurance Company, a well-known credit union member insurance provider for more than 80 years. CMFG Life has earned the trust of members nationwide and is rated “A” (Excellent) by A.M. Best, an independent national organization that rates insurers’ financial strength and performance. (“A” is the third-highest of 16 ratings, as of February 2019.) Join more than 20 million members who rely on TruStage. TruStage® Life Insurance is offered by TruStage Insurance Agency, LLC and issued by CMFG Life Insurance Company, P.O. Box 61, Waverly IA 50677-0061. The insurance offered is not a deposit and is not federally insured or guaranteed by your credit union. © 2020 TruStage Insurance Agency DTCG-2944148.1