Business Services

Additional solutions for your unique needs

People’s Credit Union will give you the personalized, attentive service and guidance you deserve. Knowing that we are always working for your best interest, you can concentrate on what you need to get done – growing your business and achieving your vision.

Our Business Services

Swipe for a Cause

People’s Credit Union has partnered with Swipe for a Cause, RI’s largest, retail independent sales office for First Data/Fiserv, to get low-cost credit card processing for their business members. Swipe for a Cause reduces the fees businesses pay and then donates 5% of its processing revenues to local charities. To date they have given over a quarter of a million dollars to charity since 2011.

  • A choice of low-rate processing or new “zero-fee” processing
  • Free contactless EMV processing terminals
  • Curbside and On-line ordering solutions
  • e-commerce and mobile solutions
  • A portion of every credit/debit sale supports local charities
Swipe for a Cause logo

Paychex Payroll Services

Payroll services for any size company

  • Run payroll from your smartphone, tablet or desktop
  • Federal, state and local payroll taxes will be calculated, paid and filed on your behalf
  • Track time and attendance
  • And much, much more
Paychex logo
Front of the middletown branch location

Night Deposit Boxes

All of our branches offer secure night deposit boxes, so you can drop off deposits or paperwork any time after hours.

Wire Transfers

Wires are a safe, convenient way to move money electronically between accounts at different financial institutions. Both incoming and outgoing transfers are available for a nominal service charge.

Learn More

To learn more about any of these additional business services, please contact your local branch or the Member Service Center at 800.498.8930.

Enjoy the open road for less.

Auto Loan Refinancing as low as 2.49% APR for 36 months.

Testimonials

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Laura Klaus

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

Frequently Asked Questions

What can we help you with today?

The documents required to open a business account vary based on the type of business entity:

  • Limited Liability Corporation or LLC
    • Articles of Incorporation
    • Department of Revenue IRS Employer Identification Number (EIN) form
    • Driver’s License (Valid)
  • Sole Proprietorship
    • Department of Revenue IRS Employer Identification Number (EIN) form or your social security card if you would like the business to be under your social and not reported as a separate entity.
    • Driver’s License (Valid)
    • Trade Name Certificate – You can apply and get this form at the town hall where you reside/or business.
  • Corporation
    • Partnership Agreement for the name of the business and its partners
    • Article of Incorporation
    • Driver’s License (Valid)
    • Department of Revenue IRS Employer Identification Number (EIN) form
  • Company
    • Article of Incorporation
    • Driver’s License (Valid)
    • Department of Revenue IRS Employer Identification Number (EIN) form

  • A Limited Liability Company Or LLC is a legal entity formed at the state level. An LLC exists separately from its owners—known as members. However, members are not personally responsible for business debts and liabilities. Instead, the LLC is responsible.
  • A Sole Proprietorship is an unincorporated business owned and run by one person. This option is the simplest, no muss, no fuss structure out there. You are entitled to all the profits of the business. However, unlike an LLC, you are also responsible for all of the liability.
  • A Corporation is a company that is related to larger businesses and entities. There is no single owner, the shareholders are the owners.
  • A Company is a business related to a small business or entity. The owners of a company are its members.