Auto & Motorcycle Loans

We’re the first place to visit when you’re in the market for a new vehicle.

We have a variety of loan terms to fit your budget. We want you to shop with confidence, so before you start shopping we’ll preapprove your loan so you’ll know exactly how much you can spend and what the monthly payments will be.

Loan Options

New Auto (Model Years 2018 – 2021)

If you are looking to purchase a new car or refinance your new car loan at a lower rate, we have a variety of terms to meet your payment needs.

Used Auto (Model Years Prior to 2018)

Looking to finance a car that’s new to you or refinance your current auto loan? We can help.

Motorcycle

Getting out on the open road? Let us help you finance or refinance your motorcycle.

Recreational Vehicle

Whether you are looking at RVs, motorhomes, a sailboat, powerboat, or trailer, we have a loan product that will fit your needs.

Rates

Active as of 04.20.2021

Auto Loans

New Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2018-202160 Months2.25%$17.64Apply Now
Model Years 2018-202166 Months2.59%$16.27Apply Now
Model Years 2018-202175 Months2.99%$15,19
Apply Now
Model Years 2018-202184** Months3.99%$13.66Apply Now

Auto Loans

Used Vehicles

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2016-201766 Months3.25%$16.57Apply Now
Model Years 2016-201775 Months3.75%$14.75Apply Now
Model Years 201566 Months3.50%$16.68Apply Now
Model Years 201572 Months3.99%$15.64Apply Now
Model Years 201448 Months3.50%$22.36Apply Now
Model Years 201460 Months3.99%$18.71Apply Now
Model Years 2012-201348 Months3.99%$22.57Apply Now
Model Years 2012-201360 Months4.25%$18.53Apply Now
Model Years 201148 Months5.75%$23.37Apply Now

Motorcycle Loans

New & Used

ProgramTermAPR*Monthly Payment Per
$1,000 Borrowed
Apply
Model Years 2016-202160 Months5.99%$19.33Apply Now
Model Years 2016-202172 Months7.49%$17.29Apply Now
Model Years 2011-201548 Months7.99%$24.41Apply Now

Enjoy the open road for less.

Auto Loan Refinancing as low as 2.25% APR for 60 months.

Frequently Asked Questions

What can we help you with today? 

Getting preapproved from People’s lets dealers know that you are a serious buyer and you can be confident knowing that you have a great low-rate financing option.

We offer a variety of terms for both new and used auto loans. We can help you determine the right solution for you and your budget. To learn more visit our Auto Loan page.

If you are paying your People’s Credit Union loan from a People’s checking or savings account, you can select the “Transfer Funds” option from within your myBanking™ profile to initiate a one-time or recurring payment to your loan account. At this time, myBanking™ does not allow for separate principal-only payments to your loan account. Any excess paid over your payment amount will automatically apply to the principal less any outstanding fees.

If you are paying your People’s Credit Union loan from a People’s checking or savings account, you can select the “Transfer Funds” option from within your myBanking™ profile to initiate a one-time or recurring payment to your loan account. At this time, myBanking™ does not allow for separate principal-only payments to your loan account. Any excess paid over your payment amount will automatically apply to the principal less any outstanding fees.

If you are paying your People’s Credit Union loan from an external account, you can select the “Pay myLoan” link from our website. You would follow the prompts to our payment processing partner’s website where you would enroll using your loan account number, or login with the user name and password previously created. Once enrolled, you will be prompted to provide your account and routing numbers to proceed with scheduling a payment or setting up recurring payments.

To make a payment on your People’s Credit Union loan, you can set up a transfer from your Credit Union checking or savings account. In addition, you now have the ability to transfer your People’s Credit Union loan payment using the Bill Pay module. Loan payments made through the Bill Pay module will be processed immediately. To make a transfer payment from your People’s Credit Union checking or savings account through the Bill Pay module, select the Bill Pay option in the top banner, choose the “Make a Loan Payment” tab and follow the instructions on the screen to complete the transfer payment. To set up recurring payments, you would select the “Recurring” option from the “Scheduling Option” toolbar.

Testimonials

Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Vivamus lobortis, velit at iaculis viverra, diam odio iaculis mauris, in hendrerit leo leo nec libero.

Laura Klaus

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

Financial
Calculators

Our convenient financial calculators can help you make more informed decisions. 

How much car can I afford?

This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. 

Is an Auto Loan or Home Equity Loan best for purchasing a car?

This calculator helps determine if a home equity loan may be better than standard automobile financing for purchasing a car.

How long will it take to pay off my loan?

Use this loan payoff calculator to find out how many payments it will take to pay off a loan.

How much will my loan payments be?

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.

What is my loan rate?

This loan rate calculator will calculate the interest rate on a loan given a loan amount, payment amount, and number of payments.