Auto & Motorcycle Loans in RI, MA, & CT

We’re the first place to visit when you’re in the market for a new vehicle.

We have a variety of loan terms to fit your budget. We want you to shop with confidence, so before you start shopping we’ll preapprove your loan so you’ll know exactly how much you can spend and what the monthly payments will be.

Loan Options

Auto Model Years 2021 – 2024

If you are looking to purchase a new car or refinance your new car loan at a lower rate, we have a variety of terms to meet your payment needs.

Auto Model Years 2015 – 2020

Looking to finance a car that’s new to you or refinance your current auto loan? We can help.

Motorcycle

Getting out on the open road? Let us help you finance or refinance your motorcycle.

Recreational Vehicle

Whether you are looking at RVs, motorhomes, a sailboat, powerboat, or trailer, we have a loan product that will fit your needs.

Please call our Member Service Center at 800.498.8930 for more information or visit one of our six locations.

Business Vehicle & Equipment Financing

With a term loan, small business owners gain flexibility. This loan is generally used for the purchase of large ticket items, such as vehicles or equipment.

Check Your Application Status

If you’ve already filled out an application and want to know its current status, you can quickly check by filling out your last name, email, and social security number.

Financial
Calculators

Our convenient financial calculators can help you make more informed decisions. 

How much car can I afford?

This calculator computes the most expensive car you can buy based on the highest monthly payment you can afford. 

Is an Auto Loan or Home Equity Loan best for purchasing a car?

This calculator helps determine if a home equity loan may be better than standard automobile financing for purchasing a car.

How long will it take to pay off my loan?

Use this loan payoff calculator to find out how many payments it will take to pay off a loan.

How much will my loan payments be?

Use this calculator to compute the payment amount (principal and interest) for a fixed rate loan.

What is my loan rate?

This loan rate calculator will calculate the interest rate on a loan given a loan amount, payment amount, and number of payments.

Rate Reduction Mortgage

Reduce Your Rate with Just a Call When Rates Go Down.
For purchases or refinance.

Frequently Asked Questions

What can we help you with today? 

Getting preapproved from People’s lets dealers know that you are a serious buyer and you can be confident knowing that you have a great low-rate financing option.

We offer a variety of terms for both new and used auto loans. We can help you determine the right solution for you and your budget. To learn more visit our Auto Loan page.

To make a payment on your People’s Credit Union loan, you can set up a transfer from your Credit Union checking or savings account. In addition, you now have the ability to transfer your People’s Credit Union loan payment using the Bill Pay module. Loan payments made through the Bill Pay module will be processed immediately. To make a transfer payment from your People’s Credit Union checking or savings account through the Bill Pay module, select the Bill Pay option in the top banner, choose the “Make a Loan Payment” tab and follow the instructions on the screen to complete the transfer payment. To set up recurring payments, you would select the “Recurring” option from the “Scheduling Option” toolbar.

Testimonials

Vestibulum ante ipsum primis in faucibus orci luctus et ultrices posuere cubilia curae; Vivamus lobortis, velit at iaculis viverra, diam odio iaculis mauris, in hendrerit leo leo nec libero.

Laura Klaus

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

Rates

Active as of 06.16.2024

Auto Loans

Model Years 2021-2024

ProgramTermAPR*Apply
2021- 202463 Months 6.10%Apply Now
2021-202466 Months6.24%Apply Now
2021-202472 Months6.34%Apply Now
2021-202475 Months6.34%Apply Now
2021-202484** Months7.60%Apply Now

Auto Loans

Model Years 2015-2020

ProgramTermAPR*Apply
2019-202063 Months6.24%Apply Now
2019-202066 Months6.24%Apply Now
2019-202072 Months6.74%Apply Now
2019-202075 Months6.74%Apply Now
2017-201863 Months6.74%Apply Now
2017-201866 Months7.00%Apply Now
2017-201872 Months7.25%Apply Now
2015-201660 Months7.74%Apply Now

Motorcycle Loans

Model Years 2016-2024

ProgramTermAPR*Apply
2021-202460 Months7.49%Apply Now
2019-202072 Months7.99%Apply Now