Checking Accounts

Discover what checking is all about. People's checking account options offer Online Banking, Online Bill Pay, MasterCard ATM/Debit Card, Touch-Tone Teller, and FREE Electronic Statements.

• Free Loyalty Checking

  
  A popular choice for our loyal members.
  Open Account

  With our Free Loyalty Checking Account, you will enjoy many features and benefits, including no minimum balance requirements^, the convenience of e-Statements**, rebates on foreign ATM surcharges*, and free Online Banking and Bill Pay.

  ^$25 Minimum Opening Balance.
  *Rebated up to $15 per statement cycle.
  **e-Statements required; A $5.00 monthly Paper Statement Charge will apply for all mailed statements.

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  Basic Checking

  
  Checking has never been this easy.
  Open Account

  Account Features:

  • $25 minimum opening balance
  • No minimum balance to maintain the account
  • Free Electronic Statements*
  • Free Online Banking with myBanking™
  • Free Mobile App with myMobile™
  • MasterCard® ATM/Debit Card
  • Touch-Tone Teller

  *A $5.00 monthly Paper Statement Charge will apply for all mailed statements. An Automatic direct deposit credited to the account each month will waive this charge.

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  Interest Checking

  
  Enjoy all the benefits Interest Checking has to offer.
  View Interest Rates

  Account Features:

  • $25 minimum opening balance
  • No minimum balance to maintain the account^
  • No monthly service charge with Direct Deposit*
  • Free Electronic Statements**
  • Free Online Banking with myBanking™
  • Free Mobile App with myMobile™
  • MasterCard® ATM/Debit Card
  • Touch-Tone Teller

  ^Requires a daily balance of $.01 to earn interest.
  *$10 monthly service charge without Direct Deposit. First Direct Deposit must occur within 30 days after account opening. Must have an automatic Direct Deposit credited to the account at least once per month to waive service charge.
  **A $5.00 monthly Paper Statement Charge will apply for all mailed statements.

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  Senior Checking

  
  An account designed for members who are age 55 and older.

  For members looking for the benefits of a straight forward checking account with no monthly fees that also provides check images with their monthly statement.

  Account Features:

  • $25 minimum opening balance
  • No minimum balance to maintain the account
  • No monthly service charge
  • Free images with end of month statement cycle (e-Statements also available)
  • Free Online Banking with myBanking™
  • Free Mobile App with myMobile™
  • Free MasterCard® ATM/Debit Card
  • Free personalized wallet style checks

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  MyCU Checking

  
  A youth account designed to meet their needs today while preparing them for the future.

  Get started on the right path to financial responsibility with a MyCU Checking Account.

  Teens will learn what it means to manage their money through a variety of educational materials as well as real world experience with their very own MasterMoney® ATM/Debit Card and Online Banking access.

  Account Features:

  • $25 minimum opening balance
  • No minimum balance to maintain the account
  • No monthly service charge
  • Free Electronic Statements
  • Free Online Banking with myBanking™
  • Free Mobile App with myMobile™
  • MasterMoney® ATM/Debit Card

  How to Open

  Open a MyCU Checking Account at any People's Credit Union location today!

   

  We do not knowingly market or solicit information from minors.
  
  As with all of our members, children will need to show two types of identification to open their accounts. Acceptable types of identification include a Social Security Card, Birth Certificate, State-Issued ID or Passport.
   

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