About Us

Our History

Every day since “The People’s Credit Union” began in 1922, we’ve been about “people helping people.” That means making meaningful connections with our members, so we can truly understand your needs. It means showing respect and attention to each other as employees, too. Because we know our well-being directly impacts how we serve you.

Every People’s member is unique, with a unique set of circumstances. We get that. That’s why we’re committed to finding the right solutions for you. Sure, we offer the full range of products and services you’d expect from your financial institution, but what sets us apart is that we’re listeners first, then doers. We get to know you – your family, your story and your goals – so we know how to serve you.

We’re not just a community-based financial institution. We are your credit union – your trusted financial partner you can count on to be there through it all. We want you to feel that sense of belonging every time you come into a branch. Every time you visit our website. And every time we bump into each other around town. Because we’re not just your credit union. We’re your neighbor.

Wheel graphic of the People's Credit Union logo

About Our “Propeller”

The propeller is a metaphor for continually moving forward. For us, it’s about being there to help direct you as a member while you navigate your ever-changing course. It signifies our ability and commitment to be ready for you whenever you need us.

To us, it’s more than a brand icon. It represents who we are, how we started, and where we’re going. Displayed boldly in our logo and worn proudly on our apparel, the propeller symbolizes our longstanding history as a credit union built to help advance each community we serve and a visual representation of our tagline, “You Belong Here.” Our heritage is tied not only to Newport, where we started over 100 years ago but to every surrounding community we serve. Look closely, and you’ll see a ring of 7 apostrophes, each representing one of our founders – underscoring the time-honored ideals that still guide us today.

But those apostrophes in our logo reflect the one in the People’s name too, and that speaks to something even more important – member ownership. Because we, by definition, are The People’s Credit Union. Your credit union.

We created the 60 second brand video below to communicate our values and commitment to the local communities. We hope you enjoy it!

Our Branch Locations

People’s Credit Union has six convenient branch locations throughout the state of Rhode Island to help better serve our members.

Rate Reduction Mortgage

Reduce Your Rate with Just a Call When Rates Go Down.
For purchases or refinance.


“People’s Credit Union continues to be a perfect fit for my business as we
continue to grow. Their ability to communicate quickly and work around my
schedule has really been great; And as a busy business owner, time is very
important to me. Their small bank feel, yet big bank lending capabilities make
them very unique. I look forward to our future in business together.”
— Stephen Kelly, Steel Giraffe, LLC

Helpful Resources

At People’s Credit Union, we are passionate about providing resources, information, and solutions to help you get ahead.

Frequently Asked Questions

What can we help you with today? 

People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page

To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.

ATMs are located at every People’s Credit Union branch:

  • Bristol: 50 Gooding Avenue
  • Middletown: 858 West Main Road
  • Newport: 43 Memorial Boulevard
  • North Kingstown: 7490 Post Road 
  • Portsmouth: 2537 East Main Road
  • Wakefield: 150 Old Tower Hill Road

SUM® Program

Through People’s Credit Union’s membership in the SUM Program, members can use 2,700 ATMs without paying a surcharge. Not every ATM of every SUM Program Member participates in the SUM Program. Be sure to look for the SUM logo for a participating SUM ATM. Download the app today!

Find a SUM ATM near you.

Rhode Island Credit Union Connection

People’s Credit Union is also a member of the Rhode Island Credit Union Connection, which provides you surcharge-free access to a network of credit union ATMs throughout the state.

Find a Rhode Island Credit Union Connection ATM near you.

Please visit our Contact Us page to learn more about all the ways you can contact People’s Credit Union. 

To open a new deposit account, simply visit one of our conveniently located branches and meet with one of our member service representatives.

If you are already an existing member, you can open an additional single ownership personal (checking or savings) account through your online banking profile within the “Open an Account” tab. This new account must be funded from one of your existing People’s Credit Union accounts.

If you are not currently a member, you can request to open a single ownership personal (checking or savings) account through our website. This process can take a few business days to review and complete, and the account must be funded electronically with your existing deposit account at your current financial institution.