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Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials. Read More about Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials.

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New Hires & Promotions Donations Member Newsletter Other News Awards & Ratings Partnerships
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Diane Crosby Discusses Steps to Take for Homeownership

Krystin Rae, of Studio10, recently interviewed our Mortgage Advisor, Diane Crosby, who is an expert...

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People’s Credit Union Supports Newport Lions Club’s Eye Health Program

People's Credit Union has donated $750 to support the Newport Lions Club's Eye Health Program....

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Diane Crosby discusses steps to take when buying a home with People’s Credit Union, on Studio 10

Studio10’s Krystin Rae is sitting down with Diane Crosby, a Mortgage Advisor with People’s, to...

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People’s Credit Union Supports Southern Rhode Island Volunteers’ Programs

People's Credit Union's Wakefield branch recently donated $500 to support the Southern Rhode Island Volunteers...

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Member Connection – Fall 2023

Our Fall Member Connection has arrived. Please click the PDF to read the Fall edition. 2023_Newsletter_Fall_FINALDownload

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Erine Lewis Discusses a Potential Increase in Scams in 2024, on Studio 10

Studio 10's, Krystin Rae sits down with Erine Lewis, the Head of Risk at People’s...

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People’s Credit Union with Newport Gulls, On Studio 10

Courtney Hunter, Head of Community Development at People's Credit Union, and Chuck Paiva, President and...

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People’s Credit Union Helps Support Benjamin Church Senior Center Programs

People's Credit Union's Bristol branch has made a $250 donation to support the Benjamin Church...

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Hope and Main: Schoolyard Twilight Party, On Studio 10

Sean Daly, Head of People's Credit Union and Lisa Raiola Founder & President of Hope...

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Erin Lewis, Risk Manager, how to protect yourself from scams, Studio 10

Erin Lewis, Risk Manager and People's Credit Union, joins Studio 10 to talk about the...

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People’s Credit Union partners with Newport Chamber and Innovate Newport, on Studio 10

Mollie Frazer Williams, the Director of Innovation & Entrepreneurship Greater Newport Chamber of Commerce at...

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People’s Credit Union Donates to East Bay Food Pantry

People's Credit Union's Bristol branch has provided the East Bay Food Pantry with $250 in...

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We’re Here to Help!

We live our mission every day by helping you reach your financial goals. Just because we are in the banking business, doesn’t mean we can’t see the big picture. We do. We’re here to help. It’s who we are.

Routing #: 211573151

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Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.

People’s Credit Union’s NMLS ID#: 439939
Routing #: 211573151


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*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
Compare Cards
People's CU
Savings Secured

Local
Bank One

Local Credit
Union

National Bank
One
Promotional APR for Purchases and Balance Transfers 0.00%0.00%0.00%0.00%
Lowest APR for Purchases7.00%29.24%29.24%26.24%
Lowest APR for Balance Transfers7.00%29.24%29.24%26.24%
Annual FeeNone$25.00None$12.00
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.24% to 18.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Rewards

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Lowest APR for Balance Transfers16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Annual FeeNoneNoneNoneNoneNone
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.74% to 16.24% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Low-Rate

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Lowest APR for Balance Transfers12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Annual FeeNoneNoneNoneNoneNone
Apply Today

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