What Does People’s Credit Union Do With Your Personal Information?
Financial companies choose how they share your personal information. Federal law gives consumers the right to limit some but not all sharing. Federal law also requires us to tell you how we collect, share, and protect your personal information. Please read this notice carefully to understand what we do.
The types of personal information we collect and share depend on the product or service you have with us. This information can include:
Social Security number
Mortgage rates and payments
Transaction or loss history
Wire transfer instructions
When you are no longer a member, we continue to share your information as described in this notice.
All financial companies need to share members’ personal information to run their everyday business. In the section below, we list the reasons financial companies can share their members’ personal information; the reasons People’s Credit Union chooses to share; and whether you can limit this sharing.
Reasons We Can Share Your Personal Information
Does People’s Credit Union share?
Can you limit this sharing?
For our everyday business purposes – such as to process your transactions, maintain your account(s), respond to court orders and legal investigations, or report to credit bureaus
For our marketing purposes – to offer our products and services to you
We don’t share
For joint marketing with other financial companies
For our affiliates’ everyday business purposes – information about your transactions and experiences
We don’t share
For our affiliates’ everyday business purposes – information about your creditworthiness
We don’t share
For our non-affiliates to market to you
We don’t share
What We Do
How does People’s Credit Union protect my personal information?
To protect your personal information from unauthorized access and use, we use security measures that comply with federal law. These measures include computer safeguards and secured files and buildings.
How does People’s Credit Union collect my personal information?
We collect your personal information, for example, when you:
Open an account
Make a wire transfer
Apply for a loan
Show your driver’s license
Provide employment information
We also collect your personal information from others, such as credit bureaus, affiliates, or other companies.
Why can’t I limit all sharing?
Federal law gives you the right to limit only:
Sharing for affiliates’ everyday business purposes – information about your creditworthiness
Affiliates from using your information to market to you
Sharing for nonaffiliates to market to you
State laws and individual companies may give you additional rights to limit sharing.
Affiliates: Companies related by common ownership or control. They can be financial and non-financial companies.
People’s Credit Union has no affiliates.
Non-affiliates: Companies not related by common ownership or control. They can be financial and non-financial companies.
People’s Credit Union does not share with nonaffiliates so they can market to you.
Joint Marketing: A formal agreement between nonaffiliated financial companies that together market financial products or services to you.
Our joint marketing partners include Credit Card Companies, Insurance Companies, and Financial Services Companies.
People’s Credit Union takes the privacy of its members with tremendous seriousness. As such, we take steps to protect the privacy of your financial information. When you visit our website, we employ the safeguards below to help protect you against unauthorized use of your protected information.
People’s Credit Union Website
When you visit our website to browse, read, or download information, your web browser automatically sends us (and we may retain) information such as the:
Internet domain through which you access the Internet (e.g., yourServiceProvider.com if you use a commercial Internet service provider, or yourSchool.edu if you use an Internet account from your school);
Internet Protocol address of the computer you are using;
Type of browser software and operating system you are using;
Date and time you access our site; and
The Internet address of the site from which you linked directly to our site.
We will use this information as aggregate data to help us maintain this site, e.g., to determine the number of visitors to different sections of our site, to ensure the site is working properly, and to help us make our site more accessible and useful.
We will not use this information to identify individuals, except for site security or law enforcement purposes.
We will not obtain personally identifying information about you when you visit our site, unless you choose to provide such information.
You can set preferences for how Google advertises to you using the Google Ad Preferences page and if you want to you can opt-out of interest-based advertising entirely by cookie settings or permanently using a browser plug-in.