Skip to content

Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials. Read More about Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials.

People's Credit Union
  • Locations
  • Contact Us
Member Service
Center is Open
800.498.8930
  • Online Banking Login
  • Log In
View all Notices No active alerts. Click to see all notices.
Call Our Member
Service Center
800.498.8930
  • Log In
View all Notices No active alerts. Click to see all notices.

  • Checking
    • Debit Card
    • Your Digital Wallet
  • Savings
  • Credit Cards
  • Auto & Motorcycle Loans
  • Personal Loans
  • Mortgage & Home Equity Loans
    • Mortgages
    • Home Equity
    • Meet Our Mortgage Team
  • Pay myLoan™
  • Insurance

  • Checking
  • Savings
  • Loans
  • Services

  • Branch Locations
  • ATM Finder

  • Online and Mobile Banking Services
  • Features and Functionality
  • Frequently Asked Questions
  • Other Online Services

  • Fraud and Security
  • Member Notices
  • Financial Wellness
  • Frequently Asked Questions
  • Calculators

  • All Rates
  • Deposit Rates
  • Auto & Personal Loan Rates
  • Mortgage & Home Equity Rates

  • Why People’s Credit Union?
  • About Us
  • Leadership Team
    • Branch Leadership Team
    • Credit Union Leadership Team
  • Community Impact
  • Overdraft Protection
  • Careers
  • Locations & Hours
  • Newsletter
  • News & Updates
  • Contact Us
  • Become a Member
  • Online Banking Login
  • Make a Suggestion

News & Updates

About People’s/News & Updates

How Can We Help?

Navigate To...

New Hires & Promotions Donations Member Newsletter Other News Awards & Ratings Partnerships
New Hires & Promotions
Donations
Member Newsletter
Other News
Awards & Ratings
Partnerships

People’s Head of Community Development, Courtney Hunter, and Thrive Outside on Studio 10

Thrive Outside and People's Credit Union talk about a local initiative to connect kids to...

Learn More

People’s Credit Union Donates $500 To Thrive Outside

Helps Give Local Youth Access to Nature Through Outdoor Learning People's Credit Union recently donated...

Learn More

People’s Head of Risk, Erine Lewis, on Studio 10 – Protect Yourself from Fraud & Scams

Studio10’s Krystin Rae sits with Erine Lewis, Head of Risk at People's, to talk about...

Learn More

People’s Partners with Lucy’s Hearth During 40th Anniversary, on Studio 10

Studio10’s Krystin Rae sits with Ashley Salemi Tarvis, the Director of Lucy’s Hearth, and Debbie...

Learn More

People’s Credit Union Donates $2,000 To Lucy’s Hearth

Supports Efforts to Help Local Families Find Stable Housing and Prevent Homelessness With a recent...

Learn More

People’s Credit Union Supports Child & Family With $2,000 Donation

Helps Resilient Families, Vulnerable Children, and Elders Throughout Rhode Island People's Credit Union recently donated...

Learn More

Head of People’s, Sean Daly Talks with Michael Lunney and Studio 10 about the Rhode Island Interscholastic League Credit Union Basketball Championships

Studio10’s Krystin Rae sits with Michael Lunney, the Executive Director of the Rhode Island Interscholastic...

Learn More

People’s Credit Union Teams Up With Butler Basketball Club

Makes $1,000 Donation Towards Using Basketball as a Tool to Give Back People's Credit Union...

Learn More

People’s Credit Union Donates $500 to FabNewport

Supports Programs that Help Newport County Youths Realize a Positive Future People's Credit Union has...

Learn More

People’s Credit Union Continues Longstanding Support of MLK, Jr. Community Center

Donates $2,000 to Help Local At-Risk Individuals, Families, and Seniors People’s Credit Union continues to...

Learn More

Member Connection – Winter 2024

Our Winter Member Connection has arrived. Please click the PDF to read the Winter edition. Winter-2024-Member-ConnectionDownload

Learn More

People’s Credit Union Supports ‘Light Up the Nights’ Campaign for Portsmouth Little League

People's Credit Union has donated $750 to support light installation for the Portsmouth Little League's...

Learn More

  • Back
    • 1
    • …
    • 4
    • 5
    • 6
    • 7
    • 8
    • …
    • 18
  • Next

We’re Here to Help!

We live our mission every day by helping you reach your financial goals. Just because we are in the banking business, doesn’t mean we can’t see the big picture. We do. We’re here to help. It’s who we are.

Routing #: 211573151

+1 (800) 498-8930

Our Locations

Online Banking

Contact Us
People's Credit Union tagline: you belong here

Personal

  • Checking
    • Debit Card
    • Your Digital Wallet
  • Savings
  • Credit Cards
  • Auto & Motorcycle Loans
  • Personal Loans
  • Mortgage & Home Equity Loans
    • Mortgages
    • Home Equity
    • Meet Our Mortgage Team
  • Pay myLoan™
  • Insurance

Business

  • Checking
  • Savings
  • Loans
  • Services

Locations

  • Branch Locations
  • ATM Finder

Online/Mobile Banking

  • Online and Mobile Banking Services
  • Features and Functionality
  • Frequently Asked Questions
  • Other Online Services

Rates

  • All Rates
  • Deposit Rates
  • Credit Card Rates
  • Auto & Personal Loan Rates
  • Mortgage & Home Equity Rates

Info & Resources

  • Fraud & Security
  • Member Notices
  • Online and Mobile Banking Services
  • Financial Wellness
  • Frequently Asked Questions
  • Calculators
  • Other Online Services
  • Privacy & Cookie Policy

About People’s

  • Why People’s Credit Union?
  • About Us
  • Leadership Team
    • Branch Leadership Team
    • Credit Union Leadership Team
  • Community Impact
  • Overdraft Protection
  • Careers
  • Locations & Hours
  • Newsletter
  • News & Updates
  • Contact Us

Federally insured by NCUA. ©2025 People’s Credit Union. All Rights Reserved.
Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.

People’s Credit Union’s NMLS ID#: 439939
Routing #: 211573151


Download on the App Store Badge

Get it on Google Play Badge
Equal Housing Opportunity Badge
NCUA Badge





America's Best Credit Unions Award Badget
Make a Suggestion
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
Compare Cards
People's CU
Savings Secured

Local
Bank One

Local Credit
Union

National Bank
One
Promotional APR for Purchases and Balance Transfers 0.00%0.00%0.00%0.00%
Lowest APR for Purchases7.00%29.24%29.24%26.24%
Lowest APR for Balance Transfers7.00%29.24%29.24%26.24%
Annual FeeNone$25.00None$12.00
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.24% to 18.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Rewards

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Lowest APR for Balance Transfers16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Annual FeeNoneNoneNoneNoneNone
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.74% to 16.24% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Low-Rate

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Lowest APR for Balance Transfers12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Annual FeeNoneNoneNoneNoneNone
Apply Today

Online Banking Login

Welcome to online banking

Forgot Username? Forgot Password?
Register Help
Pay myLoan

myFree Checking

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Max Yield Checking

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

myDirect Interest Checking

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

myPrime Checking

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Student Checking

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Basic Savings

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Save myChange

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Max Yield Money Market

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.

Personal Money Market

Current members with online banking can easily open an account online by choosing Open an Account from the menu once you are logged in. Click here to open an account.

If you’d like to become a new member, click here.