Our Member Service Center is experiencing intermittent call outages. If you are experiencing this problem, you can use our chat functionality’s “Audio” or “Call” feature to connect directly to the Member Service Center. Click “Let’s Chat” from the bottom right-hand corner to see your options. This feature is available on your desktop or mobile devices.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  Local Credit Union Two |  National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 10.24% | 29.24% | 29.24% | 20.15% | 25.99% |
| Lowest APR for Balance Transfers | 10.24% | 29.24% | 29.24% | 20.15% | 25.99% |
| Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
| Apply Today |
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 9.99% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & creditworthiness.