Home equity is the difference between the value of your home and what you owe on your mortgage. Home equity increases over time as you pay down your mortgage principal. Home equity also increases if your home’s value rises. You can borrow against your home’s equity with either a home equity loan or a home equity line of credit.
To learn more, view the video here.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  Local Credit Union Two |  National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 10.24% | 29.24% | 29.24% | 20.15% | 25.99% |
| Lowest APR for Balance Transfers | 10.24% | 29.24% | 29.24% | 20.15% | 25.99% |
| Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
| Apply Today |
| Compare Cards | People's CU Rewards | Local Bank One | Local Credit Union | Local Credit Union Two | National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 17.74% | 19.49%-29.49%% | 19.74%-29.74%% | 13.15%-21.00% | 15.99%-25.99% |
| Lowest APR for Balance Transfers | 17.74% | 19.49%-29.49%% | 19.74%-29.74%% | 13.15%-21.00% | 15.99%-25.99% |
| Annual Fee | None | None | None | None | None |
| Apply Today |
| Compare Cards | People's CU Low-Rate | Local Bank One | Local Credit Union | Local Credit Union Two | National Bank One |
|---|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 14.24% | 19.24%-29.24% | 19.24%-29.24% | 19.24%-29.24% | 15.99%-25.99% |
| Lowest APR for Balance Transfers | 14.24% | 19.24%-29.24% | 19.24%-29.24% | 19.24%-29.24% | 15.99%-25.99% |
| Annual Fee | None | None | None | None | None |
| Apply Today |