FAQs/Why is my transaction description incorrect in my account history?

May 31, 2022

Why is my transaction description incorrect in my account history?

Our online banking system uses an algorithm to simplify and clean up transaction descriptions. At times, this algorithm could adjust the transaction description in an unrecognizable manner. You can adjust this description, using a desktop device by:

Clicking on the Transaction
Select “Help”
Choose the option that the transaction’s simple description is incorrect
You can choose to change the description back to the original description

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	10.24%	29.24%	29.24%	20.15%	25.99%
Lowest APR for Balance Transfers	10.24%	29.24%	29.24%	20.15%	25.99%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 9.99% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	17.74%	19.49%-29.49%%	19.74%-29.74%%	13.15%-21.00%	15.99%-25.99%
Lowest APR for Balance Transfers	17.74%	19.49%-29.49%%	19.74%-29.74%%	13.15%-21.00%	15.99%-25.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 17.49% - 18.00% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	14.24%	19.24%-29.24%	19.24%-29.24%	19.24%-29.24%	15.99%-25.99%
Lowest APR for Balance Transfers	14.24%	19.24%-29.24%	19.24%-29.24%	19.24%-29.24%	15.99%-25.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.99 - 18.00% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & credit worthiness.

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