According to the NCUA, “The National Credit Union Administration, commonly referred to as NCUA, is an independent agency of the United States government that regulates, charters and supervises federal credit unions. NCUA also operates and manages the National Credit Union Share Insurance Fund (NCUSIF). Backed by the full faith and credit of the U.S. government, the NCUSIF insures the accounts of millions of account holders in all federal credit unions and the vast majority of state-chartered credit unions.”
Compare Cards | ![]() People's CU Savings Secured | Local Bank One | Local Credit Union | National Bank One |
---|---|---|---|---|
Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
Lowest APR for Purchases | 7.50% | 29.24% | 29.24% | 26.24% |
Lowest APR for Balance Transfers | 7.50% | 29.24% | 29.24% | 26.24% |
Annual Fee | None | $25.00 | None | $12.00 |
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