First and foremost People’s does not collect any fees for you to apply. Closing costs vary depending on the type of mortgage and the amount of the mortgage you apply for, and will vary based on your situation. Fees are broken down into categories. For example, fees may be charged by outside venders for the Credit Report, Appraisal, Attorney Fee, Tax Service, or a Flood Certificate. There are also fees collected by the town such as recording fees and taxes. The only fees collected by People’s Credit Union are for underwriting the loan.
Local Credit Union
|Promotional APR for Purchases and Balance Transfers||0.00%||0.00%||0.00%||0.00%||0.00%|
|Lowest APR for Purchases||10.24%||29.24%||29.24%||20.15%||25.99%|
|Lowest APR for Balance Transfers||10.24%||29.24%||29.24%||20.15%||25.99%|
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 9.99% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & creditworthiness.