| Compare Cards | ![]() People's CU Savings Secured | Local Bank One | Local Credit Union | National Bank One |
|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 6.75% | 29.24% | 29.24% | 26.24% |
| Lowest APR for Balance Transfers | 6.75% | 29.24% | 29.24% | 26.24% |
| Annual Fee | None | $25.00 | None | $12.00 |
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FAQs
Common Questions:
A Trade Name Certificate is required for the purpose of identifying those individuals doing business in a required state. All businesses are required by Rhode Island State Law to register their trade name in the Town Clerk’s Office. Forms are available at the town hall during regular business hours.
No. A business can be a beneficiary of a trust, but not a trust itself because it is a separate entity.
Typically, the Mortgage process takes from 45 to 60 days for purchase and refinance loans. The closing date on a purchase transaction is dictated by the purchase and sale agreement.
