After you have added a payee, the payment method for that payee will be indicated. Payments will be sent either via a standard check or electronic (for larger payees that have a relationship with our Bill Pay provider). For payments sent via check, the funds will be withdrawn from your account once the payee has negotiated the check and it has gone through the clearing process. Please note we cannot select a specific bill pay method, it is automatically determined based on the payee and account information provided.
| Compare Cards |  People's CU Low-Rate |  Local Bank One |  Local Credit Union |  National Bank One |  National Bank Two |
|---|---|---|---|---|---|
| Lowest APR for Purchases | 7.99% | 8.99% | 8.99% | 9.99% | 12.99% |
| Lowest APR* for Balance Transfers | 7.99% | 9.99% | 9.99% | 10.99% | 13.99% |
| Lowest APR* for Cash Advances | 7.99% | 7.99% | 10.99% | 12.99% | 15.99% |
| Annual Fee | None | $25.00 | None | $12.00 | $99.00 |
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