You do not have to open an account before applying for any loan. However, you must become a member of the credit union before your loan closes. Becoming a member is easy. Simply open any type of deposit account that you wish. Each person on the loan must be named on at least one account.
Compare Cards | ![]() People's CU Savings Secured | Local Bank One | Local Credit Union | National Bank One |
---|---|---|---|---|
Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
Lowest APR for Purchases | 7.50% | 29.24% | 29.24% | 26.24% |
Lowest APR for Balance Transfers | 7.50% | 29.24% | 29.24% | 26.24% |
Annual Fee | None | $25.00 | None | $12.00 |
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