Covid Update # 4 March 17th, 2020 – Skip a Pay Program

People’s Credit Union’s Skip-A-Pay program allows members to defer a monthly payment on a qualifying loan.

In response to the economic slowdown caused by the coronavirus (COVID-19) , we’ve waived the fee on our Skip-a-Pay program. You can defer a payment on your eligible consumer loan without paying a fee, so you can more easily keep up with your other financial responsibilities during this trying time.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	8.50%	29.24%	29.24%	20.15%	29.24%
Lowest APR for Balance Transfers	8.50%	29.24%	29.24%	20.15%	29.24%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 8.50% (as of 5.30.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	17.74%	19.74%-29.74%%	19.74%-29.74%%	13.40%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	17.74%	19.74%-29.74%%	19.74%-29.74%%	13.40%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 17.49% - 18.00% (as of 5.30.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	14.24%	19.24%-29.24%	19.24%-29.24%	13.40-21.00	16.24%-26.24%
Lowest APR for Balance Transfers	14.24%	19.24%-29.24%	19.24%-29.24%	13.40-21.00	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 14.24% - 18.00% (as of 05.30.2024). This APR will vary with the market based on Wall Street Prime & credit worthiness.

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