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Personal & Auto Loan Rates

People’s Credit Union makes reaching your financial goals easy and affordable. We are proud to offer local service, local decisions and low rates. If you have a request for a specific type of loan please feel free to contact us at 800.498.8930.

Auto Loan (New)

Effective Date: Wednesday, August 21, 2019

ProgramTermAPR*Monthly Payment Per $1,000 BorrowedApply
Model Years (New Purchase Only) 2018-201960 Months3.49%$18.19Apply Now
Model Years (New Purchase Only) 2018-201972 Months3.99%$15.64Apply Now
Model Years (New Purchase Only) 2018-201984** Months5.25%$14.25Apply Now

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.

**Minimum loan amount of $25,000 with terms of 84 months.


Auto Loans (Used)

Effective Date: Wednesday, August 21, 2019

ProgramTermAPR*Monthly Payment Per $1,000 BorrowedApply
Model Years (Used Purchase Only) 2016-201760 Months4.24%$18.53Apply Now
Model Years (Used Purchase Only) 2014-201560 Months4.99%$18.87Apply Now
Model Years (Used Purchase Only) 201360 Months5.25%$18.87Apply Now
Model Years (Used Purchase Only) 201248 Months5.49%$23.25Apply Now

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 120%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.

**Minimum loan amount of $25,000 with terms of 84 months.


Motorcycle Loans (New & Used)

Effective Date: Wednesday, August 21, 2019

ProgramTermAPR*Monthly Payment Per $1,000 BorrowedApply
Model Years 2014-201960 Months5.99%$19.33Apply Now
Model Years 2014-201972 Months7.49%$17.29Apply Now
Model Years 2009-201348 Months7.99%$24.41Apply Now

 Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 and a maximum Loan-To-Value (LTV) of 100%. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. New loans only.


Energy Loan

Effective Date: Wednesday, August 21, 2019

ProductAPR* as low asMonthly Payment per $1,000 Borrowed for 48 MonthsApply
Energy Loan7.99%$24.41Apply Now

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR based on a credit score of 720 or higher. Other rates available based on creditworthiness. Maximum term is 48 months. Maximum amount of loan is $25,000. Please contact the Credit Union for full details on qualifying purchases.


Heating Loan

Effective Date: Wednesday, August 21, 2019

Product APR* as low as Monthly Payment Per $1,000 Borrowed for 12 Months Apply
Home Fuel Loan 5.00% $85.61 Apply Now

 Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum loan amount $2,500. Maximum term is 12 months.


Personal Loan

Effective Date: Wednesday, August 21, 2019

ProductAPR* as low asMonthly Payment Per $1,000 Borrowed for 24 MonthsApply
Any Purpose Loan9.99%$46.14Apply Now

 Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 720 or higher. Other rates available based on creditworthiness. Monthly payment is based on 24 month term.


Personal Line of Credit - Adjustable Rate

Effective Date: Wednesday, August 21, 2019

ProductAPR* as low asMonthly Payment Per $1,000 BorrowedApply
Line of Credit9.00%VariesApply Now

 Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Rate shown is lowest available based on credit. Other rates available based on creditworthiness. Maximum amount of line: $25,000