Personal Banking, Tailored to You
At People’s Credit Union, we offer a full range of personal banking services designed to support your everyday life and long-term goals. From checking and savings to loans, credit cards, and digital tools, we make managing your money simple, secure, and tailored to you.

Personal Checking
Enjoy flexible, everyday banking with our Checking Accounts. Access your money with ease, manage it online, and enjoy perks like debit cards and digital wallets.
Personal Checking Account Types

Personal Savings
Grow your savings with accounts designed to fit your life. From everyday savings to holiday and club accounts, we’re here to help you plan ahead.
Personal Savings Account Types
- Basic Savings
- Certificates of Deposit (CDs)
- Individual Retirement Accounts (IRAs)
- Save myChange™
- Personal Money Market
- Max Yield Money Market
- Holiday Club

Credit Cards
Get the flexibility and convenience of a People’s CU credit card. Choose from options with great rates, rewards, and no annual fees.
Credit Card Types

Auto & Motorcycle Loans
Finance your next ride with auto and motorcycle loans. Whether you’re buying new or used, we’ll help you hit the road with confidence.
Auto & Motorcycle Loan Types
- Auto Model Years 2022 – 2025
- Auto Model Years 2016 – 2021
- Motorcycle
- Recreational Vehicle
- Business Vehicle & Equipment Financing

Personal Loans
Cover life’s expenses with a personal loan from People’s CU. Get funds for vacations, home projects, or unexpected costs with local decision-making and support.
Personal Loan Types
- Personal Loan
- Savings-Secured Loan
- Personal Line of Credit

Mortgage & Home Equity Loans
Whether you’re buying your first home or borrowing against your equity, our mortgage and home loan options are built to fit your needs.
Mortgage and Home Equity Loan Types
- Rate Reduction Mortgages
- Fixed Rate Mortgages
- Adjustable Rate Mortgages
- First Time Home Buyers
- Construction Loans
- FHA/VA Loans
- Fixed Rate Home Equity Loans
- Variable Rate Home Equity Lines of Credit

Pay myLoan™
Make quick, secure loan payments anytime with Pay myLoan. No login required, just fast and easy access to stay on top of your loans.

Insurance
Protect what matters most with insurance options through People’s CU. Explore coverage for your car, home, life, and more.
Insurance Types
- Accidental Death & Dismemberment
- TruStage® Auto & Home Insurance Program
- Debt Protection
- Guaranteed Asset Protection (GAP)
- Life Insurance
