ACH stands for Automated Clearing House, a U.S. financial network used for electronic payments and money transfers. Also known as “direct payments,” ACH payments are a way to transfer money from one bank account to another without using paper checks, credit card networks, wire transfers, or cash.
Local Credit Union
|Promotional APR for Purchases and Balance Transfers||0.00%||0.00%||0.00%||0.00%||0.00%|
|Lowest APR for Purchases||10.24%||29.24%||29.24%||20.15%||25.99%|
|Lowest APR for Balance Transfers||10.24%||29.24%||29.24%||20.15%||25.99%|
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 9.99% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & creditworthiness.