Auto Loan rates may change daily. Our current Auto Loan rates are below and can also be found on our Auto Loan Rates page. Want to learn more about the auto loans we offer? Visit our Auto Loans page.
To apply for a Auto Loan click the Apply Now links in the tables below. You can also call our Member Service Center at 800.498.8930 or visit one of our six locations for more information.
Auto Loans
Model Years 2022-2025
DISCLOSURES
*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120%. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
**Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.
- 2022-2025 Auto Loan (6.10% APR): 63 monthly payments of $18.65 per $1,000 borrowed.
- 2022-2025 Auto Loan (6.20% APR): 66 monthly payments of $17.97 per $1,000 borrowed.
- 2022-2025 Auto Loan (6.20% APR): 72 monthly payments of $16.71 per $1,000 borrowed.
- 2022-2025 Auto Loan (6.20% APR): 75 monthly payments of $16.16 per $1,000 borrowed.
- 2022-2025 Auto Loan (7.20% APR): 84 monthly payments of $15.24 per $1,000 borrowed.
Auto Loans
Model Years 2019-2021
DISCLOSURES
Interest Rates are subject to change without notice.
* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120%. Published rates includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from a People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
- 2019-2021 Auto Loan (6.20% APR): 63 monthly payments of $18.69 per $1,000 borrowed.
- 2019-2021 Auto Loan (6.40% APR): 66 monthly payments of $18.07 per $1,000 borrowed.
- 2019-2021 Auto Loan (6.40% APR): 72 monthly payments of $16.82 per $1,000 borrowed.
- 2019-2021 Auto Loan (6.40% APR): 75 monthly payments of $16.26 per $1,000 borrowed.
- 2016-2018 Auto Loan (7.00% APR): 63 monthly payments of $19.07 per $1,000 borrowed.
- 2016-2018 Auto Loan (7.00% APR): 66 monthly payments of $18.36 per $1,000 borrowed.
- 2015 Auto Loan (9.24% APR): 60 monthly payments of $20.96 per $1,000 borrowed.
