FAQs/What are your current Auto Loan rates?

What are your current Auto Loan rates?

Auto Loan rates may change daily. Our current Auto Loan rates are below and can also be found on our Auto Loan Rates page. Want to learn more about the auto loans we offer? Visit our Auto Loans page.

To apply for a Auto Loan click the Apply Now links in the tables below. You can also call our Member Service Center at 800.498.8930 or visit one of our six locations for more information.

Auto Loans

Model Years 2023-2026

Print
ProgramTermAPR*Apply
2023-202663 Months 5.20%Apply Now
2023-202666 Months5.50%Apply Now
2023-202675 Months5.74%Apply Now
2023-202684** Months6.74%Apply Now

DISCLOSURES*

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan. **Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.

  • 2023-2026 Auto Loan (5.20% APR): 63 monthly payments of $18.17 per $1,000 borrowed.
  • 2023-2026 Auto Loan (5.50% APR): 66 monthly payments of $17.59 per $1,000 borrowed.
  • 2023-2026 Auto Loan (5.74% APR): 75 monthly payments of $15.90 per $1,000 borrowed.
  • 2023-2026 Auto Loan (6.74% APR): 84 monthly payments of $14.97 per $1,000 borrowed.

Auto Loans

Model Years 2016-2022

Print
ProgramTermAPR*Apply
2021-202263 Months5.50%Apply Now
2021-202266 Months5.74%Apply Now
2021-202275 Months6.00%Apply Now
2019-202066 month6.25%Apply Now
2019-202075 month6.25%Apply Now
2016-201866 months7.00%Apply Now

DISCLOSURES*

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rates includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from a People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
  • 2021-2022 Auto Loan (5.50% APR): 63 monthly payments of $18.31 per $1,000 borrowed.
  • 2021-2022 Auto Loan (5.74% APR): 66 monthly payments of $17.70 per $1,000 borrowed.
  • 2021-2022 Auto Loan (6.00% APR): 75 monthly payments of $16.02 per $1,000 borrowed.
  • 2019-2020 Auto Loan (6.00% APR): 66 monthly payments of $17.83 per $1,000 borrowed.
  • 2019-2020 Auto Loan (6.25% APR): 66 monthly payments of $17.94 per $1,000 borrowed.
  • 2016-2028 Auto Loan (7.00% APR): 66 monthly payments of $18.30 per $1,000 borrowed.

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