Credit unions offer member ownership, personalized service, and a focus on member benefits and financial education. These qualities set credit unions apart from traditional banks and make them a popular choice for individuals seeking a more community-oriented and member-centric banking experience. Become a Member.
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  National Bank One |
|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 7.00% | 29.24% | 29.24% | 26.24% |
| Lowest APR for Balance Transfers | 7.00% | 29.24% | 29.24% | 26.24% |
| Annual Fee | None | $25.00 | None | $12.00 |
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