Debit Card FAQs

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Common Debit Card Questions:

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Once you have received your debit card in the mail, you would call the phone number provided on the sticker of the card and follow the prompts to activate. You should call from a phone number associated with your information that we have on file.

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.50% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.50%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	7.50%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.74% - 18.00% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.74% - 18.00%	18.74% to 28.74%	18.74% to 28.74%	14.49%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	16.74% - 18.00%	18.74% to 28.74%	18.74% to 28.74%	14.49%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.24% - 18.00% (as of 04.16.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	13.24% - 18.00%	17.74% to 28.74%	17.74% to 28.74%	14.49%-21.00%	16.24%-26.24%
Lowest APR for Balance Transfers	13.24% - 18.00%	17.74% to 28.74%	17.74% to 28.74%	14.49%-21.00%	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

How Can We Help?

Common Debit Card Questions:

How can I activate my debit card?