Security FAQs

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Common Security Questions:

What can we help you with today?

If fraud is suspected on your account you will be contacted by the Credit Union. Typically, the first alert is by email. If there is no response you will receive a text and then a phone call. Each of these communications will provide easy to follow steps to contact us.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	10.24%	29.24%	29.24%	20.15%	25.99%
Lowest APR for Balance Transfers	10.24%	29.24%	29.24%	20.15%	25.99%
Annual Fee	None	$25.00	None	$99.00	$12.00
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 9.99% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	17.74%	19.49%-29.49%%	19.74%-29.74%%	13.15%-21.00%	15.99%-25.99%
Lowest APR for Balance Transfers	17.74%	19.49%-29.49%%	19.74%-29.74%%	13.15%-21.00%	15.99%-25.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 17.49% - 18.00% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	14.24%	19.24%-29.24%	19.24%-29.24%	19.24%-29.24%	15.99%-25.99%
Lowest APR for Balance Transfers	14.24%	19.24%-29.24%	19.24%-29.24%	19.24%-29.24%	15.99%-25.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details:
APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 13.99 - 18.00% (as of 8.15.2023). This APR will vary with the market based on Wall Street Prime & credit worthiness.

How Can We Help?

Common Security Questions:

How will I be notified of potential fraud on my debit card?