If you want the keys to a better auto loan, you belong here.
Purchase a new car or refinance your auto loan or lease!
New Auto (Model Years 2022-2025)
If you are looking to purchase a new car or refinance your new car loan at a lower rate, we have a variety of terms to meet your payment needs.
How long does it take to get pre-approved?
It takes most applicants just a few minutes to fill out the online pre-approval application, and you may get your answer within seconds. However, we might need to follow up with a phone call for more detailed information before a credit decision can be made.
Active as of 03.26.2025
Auto Loans
Model Years 2022-2025
DISCLOSURES
*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
**Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.
- 2022-2025 Auto Loan (5.20% APR): 63 monthly payments of $18.19 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.34% APR): 66 monthly payments of $17.56 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.50% APR): 72 monthly payments of $16.38 per $1,000 borrowed.
- 2022-2025 Auto Loan (5.50% APR): 75 monthly payments of $15.82 per $1,000 borrowed.
- 2022-2025 Auto Loan (6.74% APR): 84 monthly payments of $15.01 per $1,000 borrowed.
