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Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials. Read More about Fraud & Scam Alert: People’s Credit Union will never send you a text message containing a website link asking you to verify alerts, log in, or confirm your account information. Fraudsters are actively sending fake texts and spoofing legitimate online banking websites in an attempt to steal member credentials.

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New Hires & Promotions Donations Member Newsletter Other News Awards & Ratings Partnerships
New Hires & Promotions
Donations
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Awards & Ratings
Partnerships

People’s Credit Union Lends a Creative Hand for Lucy’s Hearth Annual Designer Wreath Sale

On November 30th, People’s Credit Union volunteers put their creative skills to work with an...

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People’s Credit Union Partners with The Salvation Army on Holiday Angel Trees to Benefit Local Children

People’s Credit Union has partnered with the Salvation Army’s Angel Tree program to provide gifts...

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People’s Credit Union Volunteers Team up with The Newport Salvation Army for a Festive Community Thanksgiving Celebration

People’s Credit Union volunteers teamed up with the Newport Salvation Army on Saturday, November 18th...

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People’s Credit Union Partners with URI Women’s Athletics for ‘Inspiration & Activation Day’ at South County YMCA

People’s Credit Union and University Rhode Island’s Women’s Athletics collaborated to create an ‘Inspiration &...

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People’s Credit Union Receives Exemplary Worksite Health Award from Blue Cross Blue Shield

People’s Credit Union has received the Exemplary Worksite Health Award from Blue Cross Blue Shield...

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People’s Credit Union Partners with Local Chambers on Fall Business Events

In late October, People’s Credit Union partnered with the East Greenwich and the Greater Newport...

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URI Women’s Rowing on Studio 10

People’s Credit Union is the proud Official Credit Union Sponsor of URI Women Athletics putting...

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How to Avoid Automatic Withdrawal Scams

If you’re charged every month for a service you didn’t sign up for – or...

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4 Ways Bank Imposter Scams Try to Scam You

When a scammer targets your bank account, you could be at risk of losing your...

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9 Best Practices for Online and Mobile Banking Security

Online and mobile banking offer convenience and simplicity when managing your finances, but some people...

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3 Practical Tips to Safeguard Your Identity

Protecting Your Identity Safeguarding your personal information is the best defense against identity theft. Here...

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Member Connection – Summer 2023

1. Message from the Head of People's Credit Union 2. Renovation and Grand Opening 3....

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We’re Here to Help!

We live our mission every day by helping you reach your financial goals. Just because we are in the banking business, doesn’t mean we can’t see the big picture. We do. We’re here to help. It’s who we are.

Routing #: 211573151

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Unauthorized access or use of this website is not permitted and may constitute a crime punishable by law.

People’s Credit Union’s NMLS ID#: 439939
Routing #: 211573151


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*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
Compare Cards
People's CU
Savings Secured

Local
Bank One

Local Credit
Union

National Bank
One
Promotional APR for Purchases and Balance Transfers 0.00%0.00%0.00%0.00%
Lowest APR for Purchases7.00%29.24%29.24%26.24%
Lowest APR for Balance Transfers7.00%29.24%29.24%26.24%
Annual FeeNone$25.00None$12.00
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.24% to 18.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Rewards

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Lowest APR for Balance Transfers16.24% - 18.00% 18.49% to 28.74%18.49% to 28.74%19.24%-21.00%19.99%-27.99%
Annual FeeNoneNoneNoneNoneNone
Apply Today
*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.74% to 16.24% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.
Compare Cards
People's CU
Low-Rate

Local
Bank One

Local Credit
Union

Local Credit Union
Two

National Bank
One
Promotional APR for Purchases and Balance Transfers0.00%0.00%0.00%0.00%0.00%
Lowest APR for Purchases12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Lowest APR for Balance Transfers12.74% to 16.24%17.49% to 28.74%17.49% to 28.74%14.24%-21.00%14.99%-26.24%
Annual FeeNoneNoneNoneNoneNone
Apply Today

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