Fraud Prevention Alert

People’s Credit Union will never ask you for your Multi-Factor Authentication (MFA) code, Social Security number, or any other sensitive personal information by phone, text, email, or social media.

If you receive a request for this information, do not respond and please contact our Member Service Center at 800.498.8930 as soon as possible.

Your security is our top priority. Stay vigilant and protect your information.

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 6.75% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	6.75%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	6.75%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 15.99% to 18.00% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Lowest APR for Balance Transfers	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.49% to 15.99% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Lowest APR for Balance Transfers	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

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