We are aware that some members are receiving phone calls pretending to be from People’s Credit Union stating that large transactions are being conducted on their debit cards and asking the member for their full debit card number and expiration date. This is a scam. We will never call you and ask for these pieces of information. Please do not give them any information. Hang up immediately. We would like to inform our members that some have received phone calls pretending to be from People’s Credit Union. These calls claim that large transactions are being conducted on their debit cards and request the member’s full debit card number and expiration date. This is a scam. Please remember, we will never call you to ask for this information. Do not provide any details to these callers. If you receive such a call, hang up immediately. If you have any questions, our Member Service Center is open Monday-Friday from 7:00 a.m. to 7:00 p.m. and on Saturday from 8:30 a.m. until 1:00 p.m. Thank you.
*Disclosures and Details:
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 6.75% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.
| Compare Cards |  People's CU Savings Secured |  Local Bank One |  Local Credit Union |  National Bank One |
|---|---|---|---|---|
| Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% |
| Lowest APR for Purchases | 6.75% | 29.24% | 29.24% | 26.24% |
| Lowest APR for Balance Transfers | 6.75% | 29.24% | 29.24% | 26.24% |
| Annual Fee | None | $25.00 | None | $12.00 |
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