Stop payments may be placed in person, over the phone, by Touch Tone Teller, or by online banking. If a stop payment is requested by phone, the signed Stop Payment Order must be received by the Credit Union within 14 days or the stop payment will be canceled. A stop payment can be placed on an individual check or a range of checks for a $30.00 fee. The stop payment is valid for six months. After six months, the stop payment may be renewed for an additional six months for another stop payment fee and must be accompanied by a new signed Stop Payment order form.
Compare Cards | ![]() People's CU Savings Secured | Local Bank One | Local Credit Union | Local Credit Union Two | National Bank One |
---|---|---|---|---|---|
Promotional APR for Purchases and Balance Transfers | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Lowest APR for Purchases | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
Lowest APR for Balance Transfers | 7.50% | 29.74% | 29.74% | 20.40% | 26.24% |
Annual Fee | None | $25.00 | None | $99.00 | $12.00 |
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Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.75% (as of 11.08.24). This APR will vary with the market based on Wall Street Prime & creditworthiness.