Certificates of Deposit in Rhode Island & MA

Our 7-month Certificate of Deposit pays a guaranteed 4.50% APY.*

Save Smarter

Certificates of Deposit

In a changing financial world, it’s comforting to know your money is always moving forward, helping you confidently reach your savings goals.

  • A Certificate of Deposit allows for greater flexibility and guaranteed interest over the term of the deposit*
  • Most Certificate of Deposit accounts can be opened with as little as $500.00

How to Open

Please call our Member Service Center at 800.498.8930 for more information or visit one of our six locations to open your account today.

Certificates of Deposit

TermMinimum to OpenMinimum Daily
Balance to Earn APY
APY*How to Open
3 Months$500.00$500.00.10%Contact Us
6 Months$500.00$500.001.50%Contact Us
7 Months$500.00$500.004.50%Contact Us
9 Months$500.00$500.00.20%Contact Us
11 Months$500.00$500.004.00%Contact Us
12 Months$500.00$500.003.00%Contact Us
18 Months$500.00$500.003.51%Contact Us
24 Months$500.00$500.00.35%Contact Us
30 Months$500.00$500.00.40%Contact Us
36 Months$500.00$500.00.45%Contact Us
48 Months$500.00$500.00.55%Contact Us
60 Months$500.00$500.00.65%Contact Us