Instructions - People's Credit Union

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*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 6.75% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	6.75%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	6.75%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 15.99% to 18.00% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Lowest APR for Balance Transfers	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.49% to 15.99% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Lowest APR for Balance Transfers	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today