If you are not currently a member, you can request to open a single ownership personal (checking or savings) account through our website. Please choose the account you want to open from the appropriate product page. This process can take a few business days to review and complete, and the account must be funded electronically with your existing deposit account at your current financial institution.
| Compare Cards |  People's CU Low-Rate |  Local Bank One |  Local Credit Union |  National Bank One |  National Bank Two |
|---|---|---|---|---|---|
| Lowest APR for Purchases | 7.99% | 8.99% | 8.99% | 9.99% | 12.99% |
| Lowest APR* for Balance Transfers | 7.99% | 9.99% | 9.99% | 10.99% | 13.99% |
| Lowest APR* for Cash Advances | 7.99% | 7.99% | 10.99% | 12.99% | 15.99% |
| Annual Fee | None | $25.00 | None | $12.00 | $99.00 |
| Apply Today |