Car Affordability Calculator | See How Much Car You Can Afford

Find Your Car Budget Based on Your Monthly Payment

People’s Credit Union Auto Loan Options

Auto Loans

Model Years 2022-2025

Program	Term	APR*	Apply
2022-2025	63 Months	5.20%	Apply Now
2022-2025	66 Months	5.34%	Apply Now
2022-2025	72 Months	5.50%	Apply Now
2022-2025	75 Months	5.50%	Apply Now
2022-2025	84** Months	6.74%	Apply Now

DISCLOSURES

*Annual Percentage Rate (APR) are lowest and subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rate includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from an internal People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.
**Minimum loan amount of $25,000 with maximum mileage of 25,000 with terms of 84 months.

2022-2025 Auto Loan (5.20% APR): 63 monthly payments of $18.19 per $1,000 borrowed.
2022-2025 Auto Loan (5.34% APR): 66 monthly payments of $17.56 per $1,000 borrowed.
2022-2025 Auto Loan (5.50% APR): 72 monthly payments of $16.38 per $1,000 borrowed.
2022-2025 Auto Loan (5.50% APR): 75 monthly payments of $15.82 per $1,000 borrowed.
2022-2025 Auto Loan (6.74% APR): 84 monthly payments of $15.01 per $1,000 borrowed.

Auto Model Years 2022 – 2025

If you are looking to purchase a new car or refinance your new car loan at a lower rate, we have a variety of terms to meet your payment needs.

Apply Now

Auto Loans

Model Years 2019-2021

Program	Term	APR*	Apply
2019-2021	63 Months	5.50%	Apply Now
2019-2021	66 Months	5.74%	Apply Now
2019-2021	72 Months	5.74%	Apply Now
2019-2021	75 Months	5.74%	Apply Now
2016-2018	63 Months	6.24%	Apply Now
2016-2018	66 Months	6.24%	Apply Now
2015	60 Months	9.24%	Apply Now

DISCLOSURES

Interest Rates are subject to change without notice.

* Annual Percentage Rate (APR) subject to change without notice. Advertised APR is based on a credit score of 700 and a maximum Loan-To-Value (LTV) of 120% of retail value or MSRP value for new vehicles. Published rates includes a 0.25% discount given when you maintain automatic electronic payments. To qualify for the automatic payment rate discount, loan payments must be made automatically from a People’s checking account. An ACH authorization form must be completed at closing. Rate is subject to increase upon cancellation or cessation of the discount program. Other rates available based on creditworthiness. Monthly payment is advertised for the full term of the loan.

2019-2021 Auto Loan (5.50% APR): 63 monthly payments of $18.35 per $1,000 borrowed.
2019-2021 Auto Loan( 5.74% APR): 66 monthly payments of $17.75 per $1,000 borrowed.
2019-2021 Auto Loan (5.74% APR): 72 monthly payments of $16.49 per $1,000 borrowed.
2019-2021 Auto Loan (5.74% APR): 75 monthly payments of $15.94 per $1,000 borrowed.
2016-2018 Auto Loan (6.24% APR): 63 monthly payments of $18.70 per $1,000 borrowed.
2016-2018 Auto Loan (6.24% APR): 66 monthly payments of $17.99 per $1,000 borrowed.
2015 Auto Loan (9.24% APR): 60 monthly payments of $20.95 per $1,000 borrowed.

Auto Model Years 2016 – 2021

Looking to finance a car that’s new to you or refinance your current auto loan? We can help.

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Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.50%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	7.50%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00
	Apply Today

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.74%	18.74% to 28.74%	18.74% to 28.74%	14.49%-21.00%	19.24%-29.24%
Lowest APR for Balance Transfers	16.74%	18.74% to 28.74%	18.74% to 28.74%	14.49%-21.00%	19.24%-29.24%
Annual Fee	None	None	None	None	None
	Apply Today

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	12.99%	17.74% to 28.74%	17.74% to 28.74%	14.49%-21.00%	16.24%-26.24%
Lowest APR for Balance Transfers	12.99%	17.74% to 28.74%	17.74% to 28.74%	14.49%-21.00%	16.24%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

Find Your Car Budget Based on Your Monthly Payment

People’s Credit Union Auto Loan Options

DISCLOSURES

Auto Model Years 2022 – 2025

DISCLOSURES

Auto Model Years 2016 – 2021

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