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Personal & Auto Loans

At People's Credit Union we believe you should have choices in banking products – and that you should have personal advice when deciding among the choices.

  • Personal Loans

    When the refrigerator suddenly stops working or one of the kids needs braces, a personal loan may be the best solution for your short-term financing needs. And in most cases, we can review your application and have an answer for you almost immediately.

  • Auto Loans (New and Used)

    We’re the first place to visit when you’re in the market for a new vehicle. You’ll find we have competitive rates and a choice of loan terms to fit your budget. If you prefer to shop like a “cash customer,” visit us before you start shopping and we'll pre-approve a loan amount so you’ll know exactly how much you can spend and what the monthly payments will be.

    TruStage™ Auto Insurance Program

    Working with carefully selected auto insurance partners, the TruStage Auto Insurance Program can provide discounted rates for credit union members, online services, and 24/7 claims service. If you haven't compared auto insurance lately, it's a great time to take a look. Your credit union membership could result in some nice savings. Get your free quote today or call 855.483.2149.

    TruStage™ Auto Insurance program is offered by TruStage Insurance Agency, LLC and issued by leading insurance companies. Discounts are not available in all states and discounts vary by state. The insurance offered is not a deposit and is not federally insured. This coverage is not sold or guaranteed by your credit union.

    Be sure to visit our Member Benefits page to find great discounts for Credit Union members.

  • SMART Loans

    Designed to consolidate credit card debt. One convenient monthly payment – no more keeping track of several credit cards! An easy automatic transfer is set up from your People's account for your monthly payment to help make sure your loan is paid on time.

  • Savings-Secured Loans

    Use the funds you have on deposit at the Credit Union in your savings, share, money market account – or Certificate of Deposit – as collateral and receive a reduced rate on your loan.

  • Credit Builder Loans

    A great solution for individuals with no or low credit scores. Start establishing a good credit history today! The funds borrowed are deposited into a savings account and placed on hold to secure the loan. When the loan is paid off, the savings account balance becomes available. This gives you the added benefit of establishing a savings nest-egg. Minors aged 17 years old are eligible for this loan, as long as a parent or guardian co-signs the loan and is a co-owner on the savings account that is opened.

  • Energy Loans

    This loan will assist home owners who are looking for a short term loan as opposed to a Home Equity Loan for the installation of new windows, a new furnace, water heater or any energy star appliance. This loan does not require the property to be held as collateral.

  • Home Fuel Loans

    The People's Credit Union Home Fuel Loan will assist members who are having a hard time paying for home heating fuel by allowing them to spread their payments out over a longer period of time.

  • Recreational Loans

    Whether you are looking at a sailboat, powerboat, or trailer, we have a loan product that will fit your needs.