In observance of the Federal Holiday, all branch locations and the Member Service Center will be closed on Wednesday, November 11th. Online banking and our interactive digital assistant will remain available. Thank you. Read More about In observance of the Federal Holiday, all branch locations and the Member Service Center will be closed on Wednesday, November 11th. Online banking and our interactive digital assistant will remain available. Thank you.

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In observance of the Federal Holiday, all branch locations and the Member Service Center will be closed on Wednesday, November 11th. Online banking and our interactive digital assistant will remain available. Thank you.

While our branches and Member Service Center are closed, our online banking and interactive digital...

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Fraud Alert: Scammers are spoofing People’s Credit Union’s phone number and posing as credit union employees. Never share passwords, security codes, PINs, or full debit card information over the phone. We will not ask you for this information. If you receive a suspicious call, please hang up and contact us directly at 800.498.8930.

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Important Fraud Alert: There has been an increase in phone scams targeting members. Your caller ID may even state the call is coming from People’s Credit Union. Remember – we will NEVER call you and ask for personal account details, PIN, password or one-time codes. When in doubt, hang up and call us back at 800.498.8930.

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*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 6.75% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	6.75%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	6.75%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 15.99% to 18.00% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Lowest APR for Balance Transfers	15.99% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.49% to 15.99% (as of 12.11.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Lowest APR for Balance Transfers	12.49% to 15.99%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today