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We offer Safe Deposit Boxes at Middletown, Newport, North Kingstown, Portsmouth, and Wakefield branches.

People’s Credit Union has branches in Bristol, Middletown, Newport, North Kingstown, Portsmouth, and Wakefield, Rhode Island. For more details please visit our Locations page

People’s Credit Union observes most Federal and State holidays. These include New Year’s Day, Martin Luther King, Jr. Day, Presidents’ Day, Memorial Day, Independence Day, Labor Day, Columbus Day, Veterans’ Day, Thanksgiving, and Christmas Day. We will post the specific dates in advance at our branches and on our website.

To better serve each community our hours vary by branch. Please see our Locations page for specific branch hours.

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 7.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & creditworthiness.

Compare Cards	People's CU Savings Secured	Local Bank One	Local Credit Union	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	7.00%	29.24%	29.24%	26.24%
Lowest APR for Balance Transfers	7.00%	29.24%	29.24%	26.24%
Annual Fee	None	$25.00	None	$12.00
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 16.24% to 18.00% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Rewards	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	16.24% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Lowest APR for Balance Transfers	16.24% - 18.00%	18.49% to 28.74%	18.49% to 28.74%	19.24%-21.00%	19.99%-27.99%
Annual Fee	None	None	None	None	None
	Apply Today

*Disclosures and Details: Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account's first twelve billing cycles. After that, your variable APR will be 12.74% to 16.24% (as of 10.30.2025). This APR will vary with the market based on Wall Street Prime & credit worthiness.

Compare Cards	People's CU Low-Rate	Local Bank One	Local Credit Union	Local Credit Union Two	National Bank One
Promotional APR for Purchases and Balance Transfers	0.00%	0.00%	0.00%	0.00%	0.00%
Lowest APR for Purchases	12.74% to 16.24%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Lowest APR for Balance Transfers	12.74% to 16.24%	17.49% to 28.74%	17.49% to 28.74%	14.24%-21.00%	14.99%-26.24%
Annual Fee	None	None	None	None	None
	Apply Today

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Common Branch Locations & Hours Questions:

Do you offer safe deposit boxes at all branches?

Where are your branches located?

What holidays does the Credit Union observe?

What are your hours?