With three great options, we have the credit card for you!
- 0.00% APR for 12 months on purchases made in the first 90 days
- 0.00% APR for 12 months on balance transfers made in the first 90 days
- Available in your digital wallet
- Secure online transactions
- Automated fraud alerts
If you would like a complete summary of features and benefits on all cards, please click here.
Credit Cards Available
Looking for a Low-Rate Credit Card?
Our Low-rate credit card is at a significantly lower rate than most traditional cards. This is the perfect card for anyone who might carry a balance from month to month.
Benefits
- Low interest rates (with APR starting as low as 13.24%)
- No annual fee
Mobile Wallet Compatible – works with Apple Pay®, Google Pay™, and Samsung® Pay
Looking for Rewards?
Our Rewards card combines a low rate with great rewards. Earn 1.50x points on all purchases, which can be used for merchandise or cash back.
Benefits
- Earn rewards – Turn your spending into rewards with points for everyday purchases
- No annual fee
Mobile Wallet Compatible – works with Apple Pay®, Google Pay™, and Samsung® Pay.
Ready to Build or Improve Your Credit?
If you are looking to establish or improve your credit history, our Savings Secured credit card is a great way to get started. By opening a savings account to guarantee your credit line, this card gives you all the benefits of a traditional credit card.
Benefits
- A significantly lower interest rate on your card balances and a competitive rate on your savings account
- No annual fee
Mobile Wallet Compatible – works with Apple Pay®, Google Pay™, and Samsung® Pay.
Credit Card Rates
DISCLOSURES
Annual Percentage Rate (APR) are lowest and subject to change without notice. The advertised APR is based on a credit score of 700 or higher. Other rates are available based on creditworthiness. APR (Annual Percentage Rate) for purchases, balance transfers, and cash advances- A fixed introductory rate of 0.00% will apply through your account’s first twelve billing cycles. After that, your variable APR will be 7.50%-18.00 (as of 12.23.2024). This APR will vary with the market based on Wall Street Prime & creditworthiness.
Related Products
Frequently Asked Questions
What can we help you with today?
You can view your account balance/s by signing into your online banking profile through our website or through the PCU mobile app. To view account activity, click on the desired account to view recent activity. You can filter by date range to see previous activity.
To access your statements online for downloading or printing, you would sign into your online banking profile on a desktop or laptop to access the full site. Once logged in, you would navigate to the “Accounts” header and select “Statements & eDocuments”. Once on that page, you would select the desired account and follow the prompts to enroll in estatements or to view your statement if previously enrolled.
The People’s CU mobile app can be downloaded via the Apple App Store or the Google Play store.
To enroll in electronic statements, you would sign into your online banking profile on a desktop or laptop to access the full site. Once logged in, you would navigate to the “Accounts” header and select “Statements & eDocuments”. Once on that page, you would select the desired account and follow the prompts to enroll in estatements.
