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Chip Card FAQs


  • Why does my new People's Credit Union debit card now include a chip?

  • What exactly is a chip card?

  • How does a chip card work?

  • Do I get the same benefits with my new chip card that I had with my prior card?

  • What is my PIN?

  • My card number is different. Will recurring transactions go through?

  • Will chip cards prevent fraud from happening?

  • Will chip cards track my location?

  • Could I experience issues using my chip card?

  • Are there any situations where my chip debit card may not work when inserted into the chip terminal?

  • Will my chip debit card work at all ATMs?

  • Are there any additional fees associated with chip debit cards?