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Business Lending

Every business is different, but every business journey starts with a common goal to succeed.  People's Credit Union offers personal service for your individual business profile and is a one-stop resource for your financial service needs.

How to Apply

Talk to our expert, Cormac McCarthy, Executive Vice President & Chief Lending Officer.

Cormac McCarthy

Cormac McCarthy

Phone:  401.846.8930 ext. 1273
Cell:  401.835.4808
NMLS ID#1147126


Commercial Real Estate Loan

We offer loans to purchase property, finance construction, and refinance existing properties.  Funds may be used to improve properties such as offices, warehouses, manufacturing facilities, and other property.

Investment Real Estate

We offer loans for the purchase or refinance of 1 - 4 family non-owner occupied rental property, mixed use property and five or more unit multi-family properties.

Vehicle & Equipment Financing

With a term loan, small business owners gain flexibility.  This loan is generally used for the purchase of large ticket items, such as vehicles or equipment.

Business Lines of Credit

Generally, lines of credit are used for working capital, such as purchasing inventory or managing accounts receivable.  A line of credit provides you with the flexibility of having quick access to cash when you need it.