Deposit Rates
Rates are subject to change without notice.
Certificates of Deposit
Learn more about our Loyalty Rewards program.
Effective: August 1, 2010
| Term | Minimum Daily Balance
to Earn APY
| APY* | Loyalty Rewards APY**
|
3 Months
| $500.00
| 0.35%
| 0.60% |
4 Months
| $500.00
| 0.35%
| 0.60% |
6 Months
| $500.00
| 0.35%
| 0.60% |
9 Months
| $500.00
| 0.45%
| 0.70% |
12 Months
| $500.00
| 0.60%
| 0.85% |
18 Months
| $500.00
| 0.90%
| 1.15% |
24 Months
| $500.00
| 1.30%
| 1.55% |
36 Months
| $500.00
| 1.55%
| 1.80% |
48 Months
| $500.00
| 1.95%
| 2.20% |
60 Months
| $500.00
| 2.80%
| 3.05% |
* Annual Percentage Yield (APY) subject to change without notice. All CDs are available for Individual Retirement (IRA) deposits. Fees could reduce the earnings. A penalty will be imposed for early withdrawal from a Certificate of Deposit account. ** Loyalty Rewards APY includes bonus 0.25% based on member having a People's Credit Union checking account with minimum of five transactions per statement cycle, a current People's Credit Union Mortgage, Home Equity Loan or Auto Loan that is open and has an outstanding/available balance, total existing funds on deposit of $5,000 or more in a Savings, Money Market or Checking Account and a renewal of an existing Certificate of Deposit at People's Credit Union. See MSR for full details.
|
Checking & Savings Accounts
Effective: August 1, 2010| Account | Minimum Daily Balance
to Earn APY
| APY* |
e-plus Checking**
| $0 - $50,000.00
Over $50,000.00
Criteria Not Met
| 1.75%
0.10%
0.10%
|
Interest Checking***
| $0.01
| 0.10%
|
Business Interest Checking^
| $0.01
| 0.10%
|
Basic Savings
| $0.01
| 0.10%
|
Personal or Business
Premium Savings
| $50,000.00
$10,000.00
| 0.35%
0.25%
|
Personal or Business
Money Market
| $75,000.00
$50,000.00
$25,000.00
$2,500.00
| 0.80%
0.50%
0.35%
0.20%
|
Business Savings
| $100.00
| 0.10%
|
IRA Account
| $100.00
| 0.25%
|
Holiday Club Account
| $0.01
| 0.50%
|
*Annual Percentage Yield (APY) subject to change without notice. Fees could reduce the earnings on selected accounts listed above. ** Criteria to earn High Rate of Interest and ATM Rebate: Minimum of 12 Point of Sale Transactions with ATM/Debit Card per statement cycle, Log on to Home Banking at least once per month, Direct Deposit or Monthly ACH auto debit, receive month-end electronic statement. Balances above $50,000 earn interest at a lower rate. Monthly fee of $10.00 applies without Direct Deposit. ^Monthly fee of $12.00 if daily balance falls below $1,000.00 at any point during the statement cycle. ^^Requires a People's Checking Account and scheduled monthly transfer between accounts.
|
