Deposit Rates
Rates are subject to change without notice.
Certificates of Deposit
Effective: January 27, 2010
| Term | Minimum Daily Balance
to Earn APY
| APY* | 3 Months
| $500.00
| 0.65%
| 4 Months
| $500.00
| 0.65%
| 6 Months
| $500.00
| 0.80%
| 7 Months
| $2,500.00
| 0.80%
| 9 Months
| $500.00
| 0.90%
| 10 Months
| $500.00
| 0.90%
| 12 Months
| $500.00
| 1.05%
| 18 Months
| $500.00
| 1.25%
| 24 Months
| $500.00
| 1.50%
| 36 Months
| $500.00
| 1.75%
| 48 Months
| $500.00
| 2.15%
| 60 Months
| $500.00
| 3.00%
|
* Annual Percentage Yield (APY) subject to change without notice. All CDs are available for Individual Retirement (IRA) deposits. Fees could reduce the earnings. A penalty will be imposed for early withdrawal from a Certificate of Deposit account.
|
Checking & Savings Accounts
Effective: January 27, 2010
| Account | Minimum Daily Balance
to Earn APY
| APY* | e-plus Checking**
| $0 - $50,000.00
Over $50,000.00
Criteria Not Met
| 2.25%
0.50%
0.10%
| Interest Checking***
| $0.01
| 0.10%
| Business Interest Checking^
| $0.01
| 0.10%
| Basic Savings
| $0.01
| 0.25%
| Power Saver Savings^^
| $25.00
| 0.75%
| Personal or Business
Premium Savings
| $50,000.00
$10,000.00
| 0.75%
0.50%
| Personal or Business
Money Market
| $50,000.00
$25,000.00
$2,500.00
| 0.90%
0.65%
0.50%
| Business Savings
| $100.00
| 0.25%
| IRA Account
| $100.00
| 0.75%
| Holiday Club Account
| $0.01
| 0.50%
|
*Annual Percentage Yield (APY) subject to change without notice. Fees could reduce the earnings on selected accounts listed above. ** Criteria to earn High Rate of Interest and ATM Rebate: Minimum of 12 Point of Sale Transactions with ATM/Debit Card per statement cycle, Log on to Home Banking at least once per month, Direct Deposit or Monthly ACH auto debit, receive month-end electronic statement. Balances above $50,000 earn interest at a lower rate. Monthly fee of $10.00 applies without Direct Deposit. ^Monthly fee of $12.00 if daily balance falls below $1,000.00 at any point during the statement cycle. ^^Requires a People's Checking Account and scheduled monthly transfer between accounts.
|
|
