Deposit
Loans
Mortgages

Deposit Rates

Rates are subject to change without notice.


Certificates of Deposit

Learn more about our Loyalty Rewards program.

Effective: August 1, 2010

TermMinimum Daily Balance
to Earn APY

APY*Loyalty Rewards APY**
 3 Months

$500.00

0.35%

 0.60%
4 Months

$500.00

0.35%

 0.60%
6 Months

$500.00

0.35%

 0.60%
9 Months

$500.00

0.45%

 0.70%
12 Months

$500.00

0.60%

 0.85%
18 Months

$500.00

0.90%

 1.15%
24 Months

$500.00

1.30%

 1.55%
36 Months

$500.00

1.55%

 1.80%
48 Months

$500.00

1.95%

 2.20%
60 Months

$500.00

2.80%

 3.05%

* Annual Percentage Yield (APY) subject to change without notice. All CDs are available for Individual Retirement (IRA) deposits. Fees could reduce the earnings. A penalty will be imposed for early withdrawal from a Certificate of Deposit account. ** Loyalty Rewards APY includes bonus 0.25% based on member having a People's Credit Union checking account with minimum of five transactions per statement cycle, a current People's Credit Union Mortgage, Home Equity Loan or Auto Loan that is open and has an outstanding/available balance, total existing funds on deposit of $5,000 or more in a Savings, Money Market or Checking Account and a renewal of an existing Certificate of Deposit at People's Credit Union. See MSR for full details.


Checking & Savings Accounts

Effective: August 1, 2010
AccountMinimum Daily Balance
to Earn APY

APY*
e-plus Checking**

$0 - $50,000.00
Over $50,000.00
Criteria Not Met

1.75%
0.10%
0.10%

Interest Checking***

$0.01

0.10%

Business Interest Checking^

$0.01

0.10%

Basic Savings

$0.01

0.10%

Personal or Business
Premium Savings

$50,000.00
$10,000.00

0.35%
0.25%

Personal or Business
Money Market

$75,000.00
$50,000.00
$25,000.00
$2,500.00

0.80%
0.50%
0.35%
0.20%

Business Savings

$100.00

0.10%

IRA Account

$100.00

0.25%

Holiday Club Account

$0.01

0.50%


*Annual Percentage Yield (APY) subject to change without notice. Fees could reduce the earnings on selected accounts listed above. ** Criteria to earn High Rate of Interest and ATM Rebate: Minimum of 12 Point of Sale Transactions with ATM/Debit Card per statement cycle, Log on to Home Banking at least once per month, Direct Deposit or Monthly ACH auto debit, receive month-end electronic statement. Balances above $50,000 earn interest at a lower rate. Monthly fee of $10.00 applies without Direct Deposit. ^Monthly fee of $12.00 if daily balance falls below $1,000.00 at any point during the statement cycle. ^^Requires a People's Checking Account and scheduled monthly transfer between accounts.