Consumer Loans

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Consumer Loan Discounts

Members have the opportunity to receive a discount on their loan through our Loyalty Rewards program. Our Loyalty Rewards program rewards our most loyal members with lower rates of interest on their loans at People's Credit Union.

Loyalty Rewards Discounts

  • Qualified Checking Account ( -0.20% )
    A Checking Account with a minimum of five transactions per statement cycle.
  • Current or Previous Auto Loan Product ( -0.10% )
    Any Auto Loan that is open or any Auto Loan that has been previously paid off.
  • Current Mortgage or Equity Loan ( -0.10% )
    Any Mortgage or Home Equity Loan product that is open and has an outstanding/available balance.
  • Core Deposit Balance of $5,000 or More ( -0.10% )
    Total existing funds on deposit of $5,000 or more in any Savings, Money Market or Checking Account.
For complete information on loans that qualify and the terms of the program, speak to a Member Service Representative.

Personal Loans

When the refrigerator suddenly stops working or one of the kids needs braces, a personal loan may be the best solution for your short-term financing needs. And in most cases, we can review your application and have an answer for you almost immediately.

Car Loans (New and Used)

We’re the first place to visit when you’re in the market for a new vehicle. You’ll find we have competitive rates and a choice of loan terms to fit your budget. If you prefer to shop like a “cash customer,” visit us before you start shopping and we'll pre-approve a loan amount so you’ll know exactly how much you can spend and what the monthly payments will be.

People's Credit Union also makes available MEMBERS® Auto Insurance Program.

Get a FREE Rate Quote from MEMBERS Auto Insurance Program

Recreational Loans

Whether you are looking at a sailboat, powerboat, or trailer, we have a loan product that will fit your needs.

Savings-Secured Loans

Use the funds you have on deposit at the Credit Union in your savings, share, money market account – or Certificate of Deposit – as collateral and receive a reduced rate on your loan.

Insurance for the Borrower’s Protection

Credit Life Insurance and Credit Disability Insurance is available on most consumer loans for a nominal amount. For more information, please ask a Member Service Representative for details.